Performance Car Insurance

Whether you own a supercar or a hot hatch, a daily driver or a second car, we can help. We have over 30 years' experience arranging insurance policies specifically designed to cater for all makes of performance car.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

or call 0208 329 1150

trustpilotRated 4.6/5 on Trustpilot
“Fantastic company with great customer services”
Natalie Probert
“for over 20 years the service has been exceptional”
Justin Wells – AmWorld UK Limited

92% of our customers get a cheeper quote over the phone


Performance Car Insurance from Keith Michaels

Many insurers charge more to cover a performance car because of the perceived greater risk of such a fast, powerful vehicle. As a specialist insurance broker, our team has a wealth of experience in performance car insurance.

We have a large number of contacts and have been writing these types of policies for over 30 years. We are real car enthusiasts who take an interest in the vehicles our customers drive. Whether you have a supercar or a hot hatch, a daily drive or a second vehicle, our performance car insurance specialists will be able to provide an appropriate policy for you.

We have a client base for performance car insurance that goes back many years and these customers stay with us – not just for the rates and policies we offer, but because we are all passionate about performance and high-performance cars.

92% of our clients rate us as excellent and ★★★★★ on Trust Pilot

or call us on 0208 329 1150

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels for Performance Car Insurance?

Performance Car Insurance

Direct Contacts

Christian Wheatley
0208 329 1155

Jeremy Pocock
0208 329 1157

Gary Moulson
0208 329 1167

Performance Car Insurance

Scheme Details

We have specific insurance schemes designed exclusively for Performance Vehicle owners

Performance Car Insurance

Discounts For

  • Limited Mileage
  • Enhanced Vehicle Security
  • 2nd or 3rd Cars
  • Owners clubs
  • Secure Parking Access
Performance Car Insurance


  • Priority Claims Management
  • Specialist Performance Team
  • Driving Experience Discounts
  • Staff have over 30 years’ performance experience
Performance Car Insurance

Rated 4.6/5 on Trustpilot

“Fantastic company with
great customer services”

Natalie Probert

“for over 20 years the service has been exceptional.”

Justin Wells – AmWorld UK Limited

“Hands down the best
insurance broker”

Magdi El Masry

“Extremely happy


Get in Touch for your Performance Car Insurance Quote Today

Performance Car Insurance FAQs

Here is a small sample of cars that are considered to be ‘high-performance’ with varying insurance groups as an example: Honda Civic Type R, BMW M2, Ferrari 488 GTB, McLaren 720S, Ford Focus RS, Mercedes AMG C63, Porsche 911 GT3, Volkswagen Golf GTI.
Car insurance groups are determined by the Group Rating Panel, supported by Thatcham Research. This panel decides which insurance group every new car model falls into. So, from an insurance perspective, it could be argued that any car in the higher groups could be considered a performance car.
The dictionary definition of a performance car is “a car with high performance; a fast or powerful car.” This definition is very vague. Insurance companies don’t necessarily “define” performance cars. Rather, they use a variety of metrics to accurately assess the risk analysis of insuring them. The higher the performance, cost of repair etc, the higher the insurance group.
The make and model of a car has a big influence on high performance car premiums. For example, every modern Ferrari is in Insurance Group 50, while even the fastest of the Renaultsport range is no higher than Group 34. Car insurance claim data shows that sports cars result in more frequent insurance claims. As a result, they are more likely to attract a high insurance premium.

Check out some of our customers’ cars

Team Legacy’s Subaru Legacy

Gary’s Sierra RS Cosworth

Brian’s Volkswagen Golf

Philip’s Evo VI Tommi Makinen Edition

Keith’s Honda Civic

Gary’s Renault Clio 172

Subaru Impreza v5 Type R 2.1

Subaru Impreza WRX 08 Hatch

603BHP Subaru Impreza

Mitsubishi Evo 8

Volkswagen R32

Subaru Impreza STI Take 2

Subaru Impreza GB270

Nissan Skyline R33

Julian’s Subaru WRX RA