Electric Car Insurance

If you have or are considering an electric car, you will need a specialist insurance policy to cover your EV. The specialist brokers at Keith Michaels with their vast experience and knowledge will be able to find you the most appropriate policy at a competitive price.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Electric Car Insurance from Keith Michaels

We all know that the electric vehicle sector is growing rapidly because we see and hear about new models every month. Did you know that there were only 60 plug-in electric models available in Europe at the end of 2019? Yet by 2021, it’s projected that there will be over 200 to choose from. 

A year or two ago the choice of EVs was very limited; it had to be a small city car, a small family car or an exotic, expensive sports cars with nothing in between. Things have changed very quickly, and we already have a greater choice that now includes superminis, large family cars, hatchbacks, estates, SUVs, executive models, and some very fast machinery.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

What electric cars do we cover?

We can arrange cover for all electric vehicles such as those from Audi, Jaguar, Porsche, BMW, VW, Nissan, Kia, Mercedes, Hyundai, Renault and Tesla with the list continuing to grow.

Whatever electric car you may be considering, Keith Michaels provide cover for all sorts of vehicles from supercars to superminis, and just about everything in between. So, if you do end up buying an electric vehicle, contact us to discuss finding the right car insurance for your needs.

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Why Choose Keith Michaels?

Insurance specialist

Dedicated Policy Handlers

Fraser McKay
0208 329 1154


Specialist Schemes

We have specific insurance schemes designed exclusively for hybrid and EV owners.

Electric Car Insurance

Discounts For

  • Limited Mileage
  • Enhanced Vehicle Security
  • 2nd or 3rd Cars
  • Secure Parking Access
Electric Car Insurance

Additional Benefits

  • Priority claims management
  • Specialist Team
  • Staff have over 30 years’ experience
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Get in Touch for your Electric Car Insurance Quote Today

Electric & Hybrid Car Insurance FAQs

Is electric car insurance cheaper?

There is something of a misconception that electric car insurance premiums are more expensive than petrol or diesel cars. However, this misconception likely stems from many years ago when insurers had no historic data to work with when it came to repair costs. This meant lots of insurers were cautious in their estimations, raising premiums or even declining to insure electric cars.

However, now that electric vehicles are more common and more data is available, premiums are lower. For a competitive quote though, you are best contacting a broker who focuses on specialist vehicles.

What are the benefits of hybrid and electric vehicles?

There are many advantages for choosing an electric or hybrid car. If you’re London-based, your cars are not subject to the Congestion Charge, hybrid and electric cars are cheaper to run because petrol costs more than electricity, and hybrid and electric cars are also cheaper to tax.

Are there any downsides to electric and hybrid vehicles?

The downside to hybrid and electric cars is that they can be expensive on initial purchase. A plug-in hybrid version of a conventional car is often several thousand pounds more expensive. This cost is justified by how expensive green technology is to develop.