Rolls-Royce Car Insurance

Keith Michaels understand prestige vehicles like Rolls Royce need the very best cover. Fortunately, we have the specialist experience and knowledge needed to arrange a tailored policy that fully protects your Rolls.
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92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Car Insurance For Rolls-Royce

Rolls-Royce is without doubt the ultimate status symbol in automobile history. To own a Rolls-Royce is not only a great luxury, but also a huge pleasure. Keith Michaels understand that prestige vehicles like Rolls-Royce need the very best cover. Fortunately, we have 30 years of specialist experience and the knowledge needed to arrange a tailored policy that fully protects your Rolls.

Whether a classic Rolls-Royce or hot off the production line, we provide Rolls-Royce car insurance for all models.

Modified Rolls-Royce Car Insurance

We appreciate aftermarket modifications are also popular among Rolls-Royce owners wanting to get the most out of their cars. Fortunately, we also specialise in modified car insurance and can tailor your policy to your exact requirements.

Rolls-Royce – A History

Rolls-Royce has been providing the ultimate in motor vehicle luxury since 1904. 2011 marked the centenary of the Spirit of Ecstasy, the world-famous emblem on the front of all Rolls-Royce cars. Rolls-Royce has produced a vast range of models during their 100+ year history, from the early Phantom I, Silver Ghost and Silver Wraith, to today’s Rolls SUV, the Cullinan.

Every car has the mark of genuine build quality, and the opulent interiors that are expected from drivers of such a distinguished vehicle. Throughout the early 20th century with Silver Dawn, Phantom II & III, Silver Cloud, and into the 40s and 50s with the Silver Shadow and Silver Spirit, the manufacturer has produced cars with the smoothest drive, and a grace unknown to any other make of car.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

A Guide to Rolls-Royce – FAQs

Who owns Rolls-Royce?

Rolls-Royce is owned by BMW, who have had control since 2003. In 1998, there were complex negotiations between VW, BMW and Rolls-Royce PLC, during which VW eventually let BMW have the Rolls-Royce trademark and automobile models. BMW acquired Rolls-Royce for just £40 million – less than a month after Volkswagen bought Rolls-Royce from Vickers for £479 million.

How much is a Rolls-Royce?

This is entirely dependent on the model, however, most modern Rolls-Royces are available for around £240k to £300k, with the Phantom at around £400k.

Why are Rolls-Royces expensive?

Rolls-Royce produce hand-crafted cars, available with virtually unlimited optional extras, upgrades, customisations and a colour palette of 44,000+ colours. The cars are tailored to their customers’ exact specification. Inside, the cars are fitted with 300lbs of acoustic insulation, as well as special Continental foam filled tyres to minimise the sound of the road. One standout feature is the cars’ bespoke starlight headliners which are designed to replicate the night sky (or a constellation of your choice if you so wish).

Can anyone buy a Rolls-Royce?

Yes, if you have the budget for a Rolls-Royce, anyone can purchase one.

Rolls Royce Cullinan Car Insurance

The Cullinan is a large luxury all-wheel drive SUV manufactured by Rolls-Royce Motor Cars in the UK. The vehicle is named after the Cullinan Diamond which is one of the largest rough diamonds ever discovered

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Rolls Royce Phantom Car Insurance

The Rolls Royce is steeped in motor car history, and whether you require Rolls Royce Phantom Car insurance or Phantom Coupe insurance, Keith Michaels will provide Rolls insurance that matches the quality you have come to expect. We can provide insurance for Rolls Royce Ghost, the sporty Rolls Royce Corniche, and Phantom Coupe. Keith Michaels […]

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Rolls Royce Wraith Car Insurance

The Wraith is unique; it’s a four- seater, 2 door, pillarless luxury coupe and is “the most powerful and dynamic Rolls-Royce in history” with a turbocharged 6.6-litre V12 producing 624bhp. If that is not enough information the name Wraith comes from an old Scottish word meaning image of a ghost or spirit, a name it […]

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Rolls-Royce Dawn Car Insurance

You would be forgiven, along with many others, for thinking that the Dawn is essentially a Wraith drophead. They share the same platform and parts after all. However, on closer inspection, the Dawn is most definitely not a convertible Wraith. In fact, 80% of the body panels are unique and the tyres are completely bespoke. […]

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Rolls-Royce Ghost Car Insurance

Rolls-Royce’s ‘Ghost’ naming first came about in 1907 when they produced ‘The Silver Ghost’;, a car that Rolls drove non-stop on a 15,000-mile trip to prove its reliability to the public. It wasn’t until 1925 that the Ghost name was officially recognised. However, when Rolls- Royce was bought by BMW, the Silver Ghost was not […]

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