Ex Company Car Insurance from Keith Michaels
As an ex company car driver you face the prospect of losing your no claims bonus when your arrangement ceases. This is particularly problematic should you choose to purchase the company car or attempt to insure yourself on a different vehicle.
Keith Michaels are well aware of this plight faced by thousands of drivers on the roads today. We are able to assist you thanks to our personalised insurance policies which offer an introductory no claims bonus equal in length to your no claims period as a named driver; all you need is confirmation from your employer and you will receive the cheap car insurance that you deserve.
Ex Company Car Insurance Eligibility
How do I know if I am eligible for ex company car insurance?
You may be entitled to an ex company car insurance policy if the following sounds like you.
- You have bought your company car
- You have opted out of a company car scheme
- You do not have a “no claims bonus”
- You previously had a company vehicle but are now using your own
- You have a car provided by your company
Get a Great Deal
To get the best deal as an ex company car driver, get in touch with one of our car insurance specialists today.
The Keith Michaels Difference
- 30 years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
Why Choose Keith Michaels?
We have specific insurance schemes designed exclusively for ex company car drivers and owners
- Policies in either Company or Individual names
- Any driver over 21 policies are available
- Previous driving discounts
- Priority claims management
- Directors no claims bonus can be applied
- Staff have over 30 years’
- ex company car experience
Can never fault these guys. Renewed for the 3rd year running as they've great price and amazing customer service!
As an expat with a home in the UK it was great to find a broker who had insurance companies on the books who were willing to recognise No Claims gained in the EU
A human voice answered the phone straight away and gave me a competitive quote quickly and efficiently, which I accepted. Confirmation processed quickly too. Efficient use of their time and mine.I am a new customer so time will tell whether I remain satisfied!
Excellent service, after returning to UK after a long period away, they took care of my insurance needs in a very professional and efficient manner as well as being very competitively priced.
I've been insuring with Keith Michaels for quite a few years now & have been very satisfied with the service. They have been very helpful & give a very personal service. Even after shopping around each time, (as we are all told to do!) Keith Michaels prices are still very competitive & hard to beat.
Effortless process and wonderful service. Their tailored expat products take all the heat out of something that other insurance companies seem to want to over complicate. Cannot recommend highly enough.
Honest guys. Very straight forward.
Spoke to a helpful Chap called Matt Moody (great name by the way), who was anything but what his name suggests. He was patient with me and found me a really competitive quote. Would recommend!
Get in Touch for your Ex Company Car Insurance Quote Today
Ex Company Car Insurance FAQs
What do I need to provide to get my NCB after driving a company car?
Most insurance companies will require proof of your no claims while you were driving a company car. This can come in the form of an email or letter from your employer stating the following:
- The dates you drove the car
- That you were the only person to drive the car
- The full details of any accidents you had
- The car’s registration details
- That the vehicle was not a commercial vehicle, but rather, a private car on a fleet policy
If I buy the company car, will I be able to keep the NCB I have acquired with it?
Regardless of whether or not you choose to buy your company car, you will need your employer to provide the above evidence in order to use any no claims bonus discount you have acquired while using it.
Can I keep my existing NCB if I start using a company car?
Usually, an NCB is valid for two years after you stop driving. If there is a break for two years or more from driving a personal car under personal insurance, because you have moved to a company car, you must obtain proof of NCB from your employer. By providing this evidence later on, you are accounting for the break and will therefore be able to keep your previous, personal NCB.
Should I buy my company car at the end of its lease?
Most lease companies will offer the option to buy the car at the end of the agreed lease period. This can seem like an attractive option to the driver who has been using the car, as they have become familiar with it or even grown to love it. Whether you should buy the car is a matter of personal choice, but it’s important to do your homework and make sure you are happy with the price they are asking before you do so. It could be that the same car in a similar condition is available to buy elsewhere at a more appealing price.