Supercar Insurance

Supercar Insurance from Keith Michaels

We’ve been providing specialist cover for a range of high-end supercars for over 30 years. Our specialist insurance team are experts in insurance cover and risk management for owners of high-performance supercars.

Our expert advisors take the time to understand your individual needs and guide you through the process, whilst advising on cover, supercar security and risk management.

Insure Your Supercar with Keith Michaels

We specialise in providing competitive insurance solutions for a wide range of supercars, both fuel and electric.

By 2035, the UK will see a decrease of petrol and diesel cars, not excluding performance vehicles. Fortunately, we also offer insurance for a range of all-electric and hybrid supercars.

Whilst the below list is not extensive, it gives you an idea of the brands of supercar we cover, from petrol-based to electrified models. We can insure a range of supercar makes, including:

Manufacturer 

• Aston Martin 
• Audi 
• BMW 
• Bugatti 
• Ferrari 
• Ford 
• Koenigsegg  
• Lamborghini 
• Lotus 
• McLaren 
• Mercedes 
• Pagani 
• Porsche 

We also provide insurance for modified cars, whether this is bodywork modifications, upgraded sound systems, or anything in-between.

If you’re considering modifying your supercar in any way, you’ll need to ensure it’s compliant with UK law and you let your insurer know too. We work closely with the UK’s leading high-value motor insurance providers, so we can tailor cover to specific requirements and offer competitive premiums. Speak to us today.

How much does it cost to insure a supercar?

Every policy must be taken on its own merits. We know that every person’s situation is unique, and we pride ourselves on crafting bespoke insurance that suits you. For instance, you could qualify for limited mileage supercar insurance if your car is used infrequently. The less you use your supercar, the less risk you will be exposing it to. The result? The same comprehensive cover, but at a lower price.

Will a car tracker reduce my insurance cost?

Car trackers are designed to help protect a car, because they can help facilitate quicker recovery by the police if your car is stolen. Many owners of supercars choose to install trackers for their own peace of mind, especially as they are expensive to own and run. Most insurance companies will offer lower premiums because of this extra security, so it can be worthwhile adding it to your car.

How old do you have to be to drive a supercar in the UK?

When it comes to insurance for driving a supercar on the road, at Keith Michaels, we offer supercar insurance to those aged 30 years old+ but can arrange cover if you are referred and meet our requirements between the ages of 25 and 29 years old.

What can impact the cost of supercar insurance?

For those aged 30 years and older, we consider your age, level of experience and driving habits to determine the risks.

Also, given the specifications of a supercar and its powerful engine, you may prefer to keep your mileage to a minimum, which could reduce your supercar insurance cost. Many supercars are used exclusively as show cars or track day cars and do not undergo the same heavy use as a regular car.

It’s worth noting that drivers aged under 25 years old may not be considered for supercar insurance by many companies out there as the risks appear too high.

Can I get a tailor-made policy for my supercar, and does it help to have more than one vehicle to insure?

Yes, at Keith Michaels, we find that many supercar drivers have more than one car, which could mean you receive a discount overall. Often, when you have more vehicles than drivers on the policy, underwriters will look favourably at the risk. Rather than simply use a ‘set price’ we can negotiate on your behalf.