Drug Driver Car Insurance

We understand how difficult it can be to get insurance after coming back from a drug driving ban. Keith Michaels have been arranging specialist insurance for convicted drivers for over 30 years, and understand no two circumstances are the same.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Car Insurance After a Drug Driving Conviction

We are specialists in providing insurance cover to drivers with a history of convictions such as driving under the influence of drugs or attempting to drive with drug level above the specified limit. If you have a drug driving conviction and are finding it difficult to get a car insurance policy to fit your needs, please get in touch today so we can assess your situation.

At Keith Michaels we don’t judge. We understand that not all drug driving convictions are the result of driving under the influence of illegal substances, and we treat all policies with sensitivity and discretion.

DR80, DG10, DG40 & DG60 Car Insurance

Drivers who have received a DR80, DG10, DG40, DG60, or other drug-related conviction, will benefit from our specially trained team of experts, who will be delighted to arrange cover for you. We have the utmost confidence that we will secure a competitive rate for you.

Drugs-Related Convictions We Cover

Here is a brief overview of the UK’s drug related conviction codes. Remember, these laws apply to both prescribed and illegal drugs.

DG10 Driving or attempting to drive with a drug level above the specified limit
DG40In charge of a vehicle while drug level is above specified limit
DG60Causing death by careless driving with a drug level above the limit
DR30Driving or attempting to drive then failing to supply a specimen for analysis
DR31 Driving or attempting to drive then refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity
DR60 Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive
DR61Refusing to give permission for analysis of a blood sample that was taken without consent due to incapacity in circumstances other than driving or attempting to drive
DR70Failing to co-operate with a preliminary test
DR80Driving or attempting to drive when unfit through drugs
DR90In charge of a vehicle when unfit through drugs

Find out more information about other types of UK conviction codes.

With a number of industry leading schemes in place to cover drug drive convictions, we can help you get back on the road as quickly and painlessly as possible. For information on our other convicted driver policies please follow this link.

or call us on 0208 329 1150

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels?

Drug Driver Car Insurance

Direct Contacts

Mark Bullock
0208 329 1158

Carrie Le-Jeune
0208 329 1160

Matthew Moody
0208 329 1163

Drug Driver Car Insurance

Scheme Details

We have specific insurance schemes designed exclusively for drug drivers and car owners.

This scheme is for drivers aged 25 years and older.

Drug Driver Car Insurance

Discounts For

  • Completing driver awareness and rehabilitation courses
  • Previous NCB reinstated if available
Drug Driver Car Insurance


  • Priority claims management
  • Monthly direct debit for all clients
  • Staff have over 30 years’ drug driver insurance experience
Drug Driver Car Insurance

Get in Touch for your Drug Driver Car Insurance Quote Today

or call us on 0208 329 1150

Drug Driving Convictions & Insurance FAQs

What about multiple convictions?

Multiple convictions on the same day can be treated as 1 offence, subject to circumstances.

How long do drug driving convictions stay on your record?

Drug-driving related convictions stay on your driving licence record for 11 years from the date of conviction.

Can I add multiple people to a policy?

It may be possible to add multiple people onto a policy. But car cover typically covers the registered owner of a vehicle. A policy’s premiums will reflect any convictions, so adding people to your insurance, whilst possible, won’t lower premiums.

What if I have been disqualified?

If you’ve recovered from a drug driving conviction ban and you’ve been re-permitted a licence, you will still need to get insurance cover. The severity of your ban will influence premiums and the kinds of penalties you may receive. For any conviction exceeding 56 days or longer, you will need to reapply for another licence.

Dealing with spent convictions

If you’re not asked to declare any spent convictions during an application for drug driving car insurance, then there are no obligations to do so. But, if an insurer requests this information, honesty with your policy is the best way to ensure it isn’t invalidated.

Can you arrange cover for Class A and Class B offences?

Yes, we can. If you have a Class A conviction which resulted in 2 offence codes, we can treat that as 1 for underwriting purposes.

Can I get car insurance after a drug driving ban

Under UK law, it’s an offence to drive a motor vehicle when you’re not in a fit condition to do so, this includes being under the influence of drugs.

Every driver is considered to be responsible for their own safety and wellbeing when getting behind the wheel. Before you drive, even prescription drugs should be consumed under guidance from a medical expert.

Drug driving, like drink driving, are both heavily penalised and will push up insurance premiums if you’re convicted of a criminal offence. This is why teaming up with an insurance specialist like Keith Michaels is so important, because we can provide you cover where others may refuse / charge you extortionate premiums if you have a history of convictions.

How much does drug driver car insurance cost?

When costing a policy’s premiums, all car insurance quotes take into consideration a number of factors including:

  • Age of driver
  • Driving experience and history (including other convictions)
  • The severity of the drug driving conviction
  • The value of the vehicle
  • The type of vehicle you drive
  • Where/how the car is stored overnight.

This means that we can’t provide an estimate cost without knowing all the details, therefore it’s best to request a tailored quote.