Contract Hire Car Insurance from Keith Michaels
Contract Hire has now become the method of choice for many people to obtain cars, both for business use and increasingly for private ownership. The other main type of car lease is Personal Contract Purchase (PCP), and fortunately, Keith Michaels are able to provide a competitive quote for both business and private users.
The main issue for many insurance companies is the ownership of the car. It may well be that the vehicle in question is a business vehicle for company use. This means it will require company car insurance. Fortunately, we have many schemes for this particular contract hire car insurance requirement.
Many people are now entering into personal contract hire agreements and as such also need contract hire car insurance. The main issue on a standard car insurance policy will be the ownership of the car as title is retained by the contract hire company. We recognise this and have specific insurance policies in place.
Types of Contract Hire Vehicles Covered
We will look at any term of contract you have agreed to. This could be anything from short term (less than 1 year) up to 5 years+. We can also provide insurance for other kinds of hire agreements; see more about our leased vehicle insurance. If you’re not sure what kind of insurance you need, please contact us to explain your individual situation.
94% of our clients rate us as excellent and ★★★★★ on Trust Pilot
or call us on 0208 329 1150
The Keith Michaels Difference
- 30 years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
Why Choose Keith Michaels?
We have specific insurance schemes designed exclusively for contract hire vehicle owners
- Policies in either Company or Individual names
- Any driver over 21 policies are available
- Previous driving discounts
- Priority claims management
- Directors no claims bonus can be applied
- Staff have over 30 years’
- contract hire experience
94% of our clients rate us as excellent on Trustpilot
Patrick is always on the end of the phone and sorts my policies with speed/efficiency.
When I rang up late Friday afternoon they cover was quickly sorted and my docs were in the post.
★★★★★Stephen Carter Smith
My business partner has used this company for over 30 years, me for 3. The staff are pleasant, knowledgeable and highly professional.
Contact was great, patient, polite and thorough. They were the simplest easiest to deal with.
Keith Michaels have had my business for 12 years and I see no need to go anywhere else.
Needless to say, we will be using Keith Michaels for both cars, their service is impeccable and Fraser is an ambassador for the company.
“Extremely happy customer”
My dedicated broker Patrick got me the cover I needed on my business car at very favourable rates.
Get in Touch for your Contract Hire Insurance Quote Today
or call: 0208 329 1150
Contract Hire Car Insurance FAQs
What types of vehicle can be covered?
All types of contract hire vehicles can be covered, from standard and executive cars to commercial vehicles and pickups, so speak to us today.
Are contract hire vehicles more expensive to insure than owned?
Sometimes a contract hire vehicle might be more expensive to insure than an owned vehicle, simply because the hire company requires a certain level of cover. Where hire companies might demand that the driver of the vehicle take out comprehensive insurance, if you are the owner this will be entirely up to you.
Can you arrange business fleet insurance?
Business owners or fleet managers who need to arrange insurance for a fleet of vehicles will likely benefit from a policy tailored to your requirements. Whether your fleet comprises just a few company vehicles or a collection of work vans, the team at Keith Michaels can help. Find out more about business fleet insurance.