Contract Hire Car Insurance

Keith Michaels' specialist insurance brokers have a wealth of experience when it comes to arranging policies for contract hire car insurance - business and private users included.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Contract Hire Car Insurance from Keith Michaels

Contract Hire has now become the method of choice for many people to obtain cars, both for business use and increasingly for private ownership. The other main type of car lease is Personal Contract Purchase (PCP), and fortunately, Keith Michaels are able to provide a competitive quote for both business and private users.

The main issue for many insurance companies is the ownership of the car. It may well be that the vehicle in question is a business vehicle for company use. This means it will require company car insurance. Fortunately, we have many schemes for this particular contract hire car insurance requirement.

Many people are now entering into personal contract hire  agreements and as such also need contract hire car insurance. The main issue on a standard car insurance policy will be the ownership of the car as title is retained by the contract hire company. We recognise this and have specific insurance policies in place.

Types of Contract Hire Vehicles Covered

We will look at any term of contract you have agreed to. This could be anything from short term (less than 1 year) up to 5 years+. We can also provide insurance for other kinds of hire agreements; see more about our leased vehicle insurance. If you’re not sure what kind of insurance you need, please contact us to explain your individual situation.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels?

Contract Hire Car Insurance

Dedicated Policy Handlers

Patrick Connolly
0208 329 1166

Fraser McKay
0208 329 1154

Contract Hire Car Insurance

Specialist Schemes

We have specific insurance schemes designed exclusively for contract hire vehicle owners

Contract Hire Car Insurance

Additional Benefits

  • Policies in either Company or Individual names
  • Any driver over 21 policies are available
  • Previous driving discounts
Contract Hire Car Insurance

Additional Benefits

  • Priority claims management
  • Directors no claims bonus can be applied
  • Staff have over 30 years’
  • contract hire experience
Contract Hire Car Insurance

Get in Touch for your Contract Hire Insurance Quote Today

Contract Hire Car Insurance FAQs

What types of vehicle can be covered?

All types of contract hire vehicles can be covered, from standard and executive cars to commercial vehicles and pickups, so speak to us today.

Are contract hire vehicles more expensive to insure than owned?

Sometimes a contract hire vehicle might be more expensive to insure than an owned vehicle, simply because the hire company requires a certain level of cover. Where hire companies might demand that the driver of the vehicle take out comprehensive insurance, if you are the owner this will be entirely up to you.

Can you arrange business fleet insurance?

Business owners or fleet managers who need to arrange insurance for a fleet of vehicles will likely benefit from a policy tailored to your requirements. Whether your fleet comprises just a few company vehicles or a collection of work vans, the team at Keith Michaels can help. Find out more about business fleet insurance.