Our Specialist Commercial Vehicle Policies
Keith Michaels have arranged business car insurance, as well as commercial fleet, van and truck insurance, for over 30 years and offer a range of specialist policies.
As specialist business car insurance brokers and commercial vehicle insurance brokers, discover how we can help.
We will insure any vehicle on a contract hire agreement.
We offer small fleet and large fleet insurance for cars and vans.
Any vehicle owned on a leased basis can be insured – lease rental or lease purchase.
We offer cover for fleet, multi-car, single vehicle or personal business insurance.
We have specific insurance schemes designed for ex company car drivers.
We can provide cover for businesses using plug-in hybrids or fully electric company cars.
Our truck and HGV packages will give you the peace of mind you’ve been searching for.
Our commercial van insurance provides great cover for professional tradesmen.
We have assembled a comprehensive resource of FAQs to help you decide if you need business car insurance.
Business / Commercial Car Insurance Policies
Keith Michaels offer a range of business / commercial car insurance policies to suit each customer’s requirements. Motor fleet insurance can be used to cover multiple vehicles under a single business car insurance policy. We also provide business lease car insurance for when a business or individual is using a vehicle on a lease-rent or lease-buy basis. Company car and ex company car drivers can also find competitive cover with us.
Our team of specialist car insurance brokers are committed to finding each customer the best business vehicle insurance policy possible.
Who Needs Business Vehicle Insurance?
A personal car insurance policy may not cover you if your vehicle is used for business purposes, instead business vehicle cover may be required. A commercial vehicle insurance policy may be necessary if you use your car for business purposes beyond commuting. Business purposes can include:
– Running business errands
– Taxiing other employees/business contacts
– Making deliveries or collections
– Being used by other employees
– Travelling to business meetings
– Travelling to multiple business sites
Commercial Vehicle Insurance Policies – Vans, Trucks & Lorries
At Keith Michaels, we can arrange cover for a huge range of commercial vehicles. Our commercial vehicle insurance policies will give you peace of mind by ensuring you are covered properly. We understand that in the event of a claim, you need to be back on the road as soon as possible so as not to lose business. We can cover all commercial vehicles from the smallest vans to the largest trucks and lorries on the road.
As specialist insurance brokers, Keith Michaels have been insuring commercial vans and trucks for 30 years and have built up a large number of schemes for commercial vehicle insurance. All our policies are designed with the individual or company in mind and we are aware that no two risks are the same.
Speak to us
If you’re finding premiums to be high, or are having difficulty arranging cover for your business car or fleet of commercial vehicles, get in touch. We have been providing commercial vehicle cover for over 30 years and have developed a number of different schemes that enable us to provide outstanding insurance quotes.
The Keith Michaels Difference
- 30 years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
Why Choose Keith Michaels for Business Car & Commercial Vehicle Insurance?
We have specific insurance schemes
designed exclusively for business car and commercial vehicle owners
- Policies in either company or individual names
- Any driver over 21 policies are available
- Previous driving discounts
- Priority claims management
- Directors no claims bonus can be applied
- Staff have over 30 years’ business car experience
I've been insuring with Keith Michaels for quite a few years now & have been very satisfied with the service. They have been very helpful & give a very personal service. Even after shopping around each time, (as we are all told to do!) Keith Michaels prices are still very competitive & hard to beat.
Excellent service, after returning to UK after a long period away, they took care of my insurance needs in a very professional and efficient manner as well as being very competitively priced.
Honest guys. Very straight forward.
As an expat with a home in the UK it was great to find a broker who had insurance companies on the books who were willing to recognise No Claims gained in the EU
Can never fault these guys. Renewed for the 3rd year running as they've great price and amazing customer service!
Spoke to a helpful Chap called Matt Moody (great name by the way), who was anything but what his name suggests. He was patient with me and found me a really competitive quote. Would recommend!
A human voice answered the phone straight away and gave me a competitive quote quickly and efficiently, which I accepted. Confirmation processed quickly too. Efficient use of their time and mine.I am a new customer so time will tell whether I remain satisfied!
Effortless process and wonderful service. Their tailored expat products take all the heat out of something that other insurance companies seem to want to over complicate. Cannot recommend highly enough.
Get in Touch for your Business Car Insurance Quote Today
Why use us as your commercial vehicle or business car insurance broker?
Any business understands the importance of being insured properly. Our specialist commercial vehicle and business car insurance brokers will work with your company to ensure the most suitable policy is arranged for a competitive premium.
At Keith Michaels, we pride ourselves on the care we have for each of our customers. We do not treat you as a policy number, we treat you as a person. We apply a bespoke approach with each of our business car and commercial vehicle insurance customers, assessing each variable through a number of established risk assessment companies to ensure the best policy can be achieved and for the best price.
Tailored insurance for small businesses and large enterprises
Our dedicated team of expert commercial vehicle and business car insurance brokers are always happy to help with any queries about our range of business motor insurance policies. We are also capable of tailoring insurance for small businesses as well as large enterprises.
What are the business car insurance classes?
There are three classes of business car insurance – class 1, class 2 and class 3.
Business class 1 covers social, domestic and pleasure use as well as driving to and from your place of work. Additionally, it covers the policy holder for short business journeys.
Business class 2 covers everything that class 1 insurance includes, with the addition of other named drivers on the policy that are often part of the same business.
Business class 3 incorporates everything from class 2, but additionally covers unlimited long distance travel with no set destinations. Unlike class 1 and class 2, class 3 covers cars that are used for commercial purposes such as door to door sales (not mini-cabs, private hire or driving lessons).
Option of a company car or car allowance? What to choose
The choice is a difficult one that many business people have to face. So to help arm you with the knowledge you need to make an informed decision, we’ve reviewed the pros and cons of each. Read our company car Vs car allowance page by clicking the link below.