Expat Returning to the UK

We understand finding fair insurance after returning home to the UK is challenging. We can accept international NCB to arrange you a competitive policy, and your lack of recent UK driving experience is not a problem to us.
Expat Returning to the UK Header Image

Our team are here to help

92% of our customers get a cheaper quote over the phone

or call 0208 329 1150

trustpilotRated 4.6/5 on Trustpilot
“Fantastic company with great customer services”
Natalie Probert
“for over 20 years the service has been exceptional”
Justin Wells – AmWorld UK Limited

92% of our customers get a cheeper quote over the phone


Returning Expat Insurance from Keith Michaels

Returning home to the UK after living abroad often involves many complex procedures. Luckily, with Keith Michaels, your car insurance doesn’t have to be one of them. We have years of experience providing fair motor insurance for expatriate individuals.

Many expatriates returning to the UK have difficulties finding an insurance provider that accepts foreign no claims bonus (NCB). At Keith Michaels, we do not discriminate against the nationality of your NCB. We’ll transfer your international NCB (which must be translated to English) into UK NCB so you can get the no-claims discount you’ve earned.

Our team of international insurance specialists are experts in expat car insurance, so talk to one of our leading expat insurance agents today.

92% of our clients rate us as excellent and ★★★★★ on Trust Pilot

or call us on 0208 329 1150

You can also email one of our expat brokers if you’re overseas: expat@keithmichaels.co.uk

The Keith Michaels Difference

  • 10 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels?

Expat Returning to the UK

Direct Contacts

Jason Robery
0208 329 1168

Gary Hamilton
0208 329 1165

Expat Returning to the UK

Scheme Details

We have specific insurance schemes designed exclusively for Expat Returnees from abroad.

Expat Returning to the UK


  • Foreign NCB acepted, but must be in English
  • Policies available to non-resident clients
  • Previous driving discounts
Expat Returning to the UK


  • Priority claims management
  • Policies are available to returning expats
  • Staff have over 10 years’ expat experience
Expat Returning to the UK

Rated 4.6/5 on Trustpilot

“Fantastic company with
great customer services”

Natalie Probert

“for over 20 years the service has been exceptional.”

Justin Wells – AmWorld UK Limited

“Hands down the best
insurance broker”

Magdi El Masry

“Extremely happy


Get in Touch for your Returning Expat Car Insurance Quote Today

Returning Expat & Car Insurance FAQs

We strongly believe in providing the best car insurance policies at fair prices. Our process is fast and efficient to ensure your policy is ready for when you need it. When you return to the UK, for whatever reason, you won’t want any hassle. This is why insuring your car with us is the best option.
Repatriating to the UK can often be a complicated process for British expats. To make it a little bit easier, we’ve compiled a simple check list that will help relieve some of the stresses you’ll face.

Download your Free, Printable Returning to the UK Checklist
We make sure, when returning to the UK, your car insurance premium reflects your personal driving circumstances. This is why we urge you to give us a call today, so we can offer you a bespoke, comprehensive car insurance policy for the best price (one that doesn’t neglect your international NCB).

Check out some of our customers’ cars

Team Legacy’s Subaru Legacy

Gary’s Sierra RS Cosworth

Brian’s Volkswagen Golf

Philip’s Evo VI Tommi Makinen Edition

Keith’s Honda Civic

Gary’s Renault Clio 172

Subaru Impreza v5 Type R 2.1

Subaru Impreza WRX 08 Hatch

603BHP Subaru Impreza

Mitsubishi Evo 8

Volkswagen R32

Subaru Impreza STI Take 2

Subaru Impreza GB270

Nissan Skyline R33

Julian’s Subaru WRX RA