Track Day Car Insurance

Protect your pride and joy with specialist track day insurance from Keith Michaels. We can provide cover for when you’re on the track as well as when you’re driving to and from events.
Track Day Car Insurance Header Image

Track Car Insurance Cover

There’s nothing quite like the thrill of taking your pride and joy out onto the track. To allow you to fully enjoy the experience and focus on the day ahead, you need complete peace of mind that your car is protected. Though event cover can be arranged through the organisers of events, Keith Michaels can offer competitive track day insurance to existing policyholders for all manner of organised events, including:

  • Hill Climbs
  • Auto tests
  • Road Rallies
  • Track Days
  • Enthusiast Drivers

*Please note, our track day car insurance, which is for current policyholders, is for the non-competition and non-timed.

Insurance for Travelling Between Events

Though the track is where the real action happens, we also offer insurance designed to cover road risk liability and theft between events. We have a specific scheme aimed solely at those people who need cover for their vehicles in between various meets or stages. We understand that the vast majority will be transported, however there are still a number who need cover for use on the road. Either that or we can provide Laid Up Car Insurance cover for a race car but without road risk liability.

Track Day Car Insurance

If you’re a current policyholder wishing to arrange track day car insurance, speak to a fellow enthusiast at Keith Michaels. We have tailor-made policies to suit your unique needs – like for like modifications and Agreed Values to name a few.

Email [email protected] or call us on 0208 329 1167

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels for Track Day Car Insurance?

Track Day Car Insurance

Direct Contacts

Gary Moulson
0208 329 1167

Amy Eustace 0208 329 1162

Track Day Car Insurance

This Scheme is Perfect for:

  • Own car track day use
  • Drivers aged 25+
  • Must be an existing Keith Michaels policyholder
  • UK and Europe tracks excluding the Nürburgring
Track Day Car Insurance

Discounts For

Limited mileage

Enhanced vehicle security

2nd or 3rd cars

Owners clubs

Secure parking access

Track Day Car Insurance


Agreed value cover available

Like for like replacement parts following a claim

Repairer of your choice

Salvage retention available

Track Day Car Insurance

Get in Touch for your Track Day Insurance Quote Today

Email [email protected] or call us on 0208 329 1167

Track Day & Insurance FAQs

How much is track day insurance?

There are a number of contributing factors that have to be taken into consideration, but generally…

Car insurance groups are determined by the Group Rating Panel, supported by Thatcham Research. This panel decides which insurance group every new car model falls into. So, from an insurance perspective, it could be argued that any car in the higher groups could be considered a performance car.

What do I need to do to prepare for a track day?

If you’re new to taking your car out to track days, there are a number of key things you should do in preparation. The first, and one of the most important things is checking your brake pads still have plenty of life left in them – you obviously don’t want to get on the track with worn brake pads. You also need to check your fluid levels and oil levels are up to the top mark. Checking your tyre pressures beforehand is another must.

Do I need my own helmet and race suit?

Most track days you can borrow a helmet, however if you are planning on attending track days frequently, it might be worth investing in your own. Race suits, boots and gloves are not a requirement; however, they can enhance your feeling of the controls.

What tracks are included in the policy?

Our cover includes some of the UK’s most popular tracks, including but not restricted to: Abingdon, Anglesey, Bedford, Blyton Park, Brands Hatch, Cadwell Park, Castle Combe, Croft, Donington Park, Elvington, Goodwood, Hullavington, Keevil, Knockhill, Llandow, Mallory Park, Oulton Park, Pembrey, Rockingham, Silverstone, Snetterton, Thruxton and Woodbridge.

What modifications are recommended for a track car?

If you’re serious about attending events frequently, uprating your brakes is one of easiest and most cost-effective changes recommended. Not only do they give you greater stopping power, they’ll also resist fade better.

Modifying suspension is another popular mod for track day cars; lowering and stiffening the springs, uprating the dampers etc. Engine mods are also favoured, but are a bigger cost consideration.

In terms of safety, an extinguisher is a good idea, as is a race seat and harness. Roll cages are an option but are more of an extreme modification.