Totting Up Ban

Keith Michaels are specialists in arranging insurance for totting up ban drivers. Our specialist brokers have 30 years' experience arranging competitive policies, taking individual circumstances into account.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Totting up ban insurance from Keith Michaels

Have you been banned from driving after points totting up? If so, Keith Michaels can help with specialist totting up ban insurance. We have 30 years’ experience and specific insurance schemes in place for totting up ban drivers, always taking individual circumstances into account.

The totting up ban or TT99 (as shown on your driving licence) is a ban given at the discretion of a court for those who have received 12 or more penalty points on their licence within a 3-year period. Not all people who have this many points will receive a ban, but in most cases, they do, and will require specific totting up ban insurance/TT99 insurance.

Please call us today if you are looking for competitive totting up ban insurance as it is very difficult to pass on the information electronically.

or call us on 0208 329 1150

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels?

Totting Up Ban

Direct Contacts

Mark Bullock
0208 329 1158

Carrie Le-Jeune
0208 329 1160

Matthew Moody
0208 329 1163

Totting Up Ban

Scheme Details

We have specific insurance schemes designed exclusively for totting up ban drivers.

This scheme is for drivers aged 25 years and older.

Totting Up Ban

Discounts For

  • Completing driver awareness and rehabilitation courses
  • Previous NCB reinstated if available
Totting Up Ban


  • Priority claims management
  • Monthly direct debit for all clients
  • Staff have over 30 years’ van driver insurance experience
Totting Up Ban

Get in Touch for your Totting Up Ban Insurance Quote Today

or call us on 0208 329 1150

Totting Up Ban Insurance FAQs

We need to know the specific conviction types (see here for a list), the dates convicted, points given, and fine amounts. The more information you have about the convictions that made up the TT99, the better it is for us to approach insurers on your behalf.

Once we have this information, we will be able to arrange cover. As we are specialists for convicted driver insurance, will not be shocked by your ban and are happy to use our experience to arrange TT99 insurance cover for you. On rare occasions, exceptional hardship can be pleaded in court, find out more exceptional hardship here.

Follow this link for Banned driver car insurance.