Drink Driver Car Insurance

As convicted car insurance specialists, we have over 30 years’ experience arranging policies for drivers coming back from a drink driving ban. We know everyone’s circumstances are different, which is why look at policies on their own merit.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

or call 0208 329 1150

trustpilotRated 4.6/5 on Trustpilot
“Fantastic company with great customer services”
Natalie Probert
“for over 20 years the service has been exceptional”
Justin Wells – AmWorld UK Limited

92% of our customers get a cheeper quote over the phone


Insurance after a drink driving ban from Keith Michaels

Many insurers are hesitant to provide cover to drivers who have had DR10, DR20 or DR30 driving bans. However, those that don’t rule you out are often quick to inflate your premiums.

Keith Michaels are different. We are convicted car insurance specialists and are highly regarded for finding the best policy that suits your circumstances. We save you money, even if you have been convicted of driving under the influence, thanks to our industry leading schemes.

We also offer 50% discounts to convicted drink drivers that attend rehabilitation courses.

As well-established providers of drink driver insurance; we are highly adept at tailoring your policy to your requirements and are highly efficient at mitigating the escalating cost of a driving conviction.  Request a quote today.

92% of our clients rate us as excellent and ★★★★★ on Trust Pilot

or call us on 0208 329 1150

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels?

Drink Driver Car Insurance

Direct Contacts

Mark Bullock
0208 329 1158

Carrie Le-Jeune
0208 329 1160

Matthew Moody
0208 329 1163

Drink Driver Car Insurance

Scheme Details

We have specific insurance schemes designed exclusively for drink drivers and car owners.

Drink Driver Car Insurance

Discounts For

  • Completing driver awareness and rehabilitation courses
  • Previous NCB reinstated if available
Drink Driver Car Insurance


  • Priority claims management
  • Monthly direct debit for all clients
  • Staff have over 30 years’ drink driver insurance experience
Drink Driver Car Insurance

Rated 4.6/5 on Trustpilot

“Fantastic company with
great customer services”

Natalie Probert

“for over 20 years the service has been exceptional.”

Justin Wells – AmWorld UK Limited

“Hands down the best
insurance broker”

Magdi El Masry

“Extremely happy


Get in Touch for your Drink Driver Car Insurance Quote Today

Drink Driving & Insurance FAQs

• 35 microgrammes of alcohol per 100 millilitres of breath
• 80 milligrammes of alcohol in 100 millilitres of blood
• 107 milligrammes of alcohol per 100 millilitres of urine
The worst course of action is not to declare a drink driving conviction as it risks invalidating your insurance should you attempt to make a claim.
Getting car insurance after a drink driving charge can be challenging. Some insurers charge high premiums or flat out refuse to insure drivers who have been convicted. At Keith Michaels, we provide a service that helps get you back on the road at a fair price by working on a case by case basis. We do not discriminate for previous convictions and always look to offer insurance tailored to your needs.
We have a team in place that are trained specifically in dealing with drink driver insurance and drink driver car insurance, we are confident that when it comes to convictions like the DR10 we will be the most competitive specialist insurer for you.

The DR10 conviction is the most common type of drink driver conviction, given to those driving or attempting to drive with a blood alcohol level above the legal limit. We deal with clients looking for DR10 car insurance daily and pride ourselves on our ability to offer fair rates.
Drink driving is a high risk, zero reward activity; a single bad decision having irreparable consequences. Being caught driving under the influence has severe reprimands ranging from 12 month driving bans and fines to prison time in some instances:
Being in charge of a vehicle while above the legal limit or unfit through drink
– 3 months’ imprisonment
– up to £2,500 fine
– a possible driving ban

Driving or attempting to drive while above the legal limit or unfit through drink
– 6 months’ imprisonment
– an unlimited fine
– a driving ban for at least 1 year (3 years if convicted twice in 10 years)

Refusing to provide a specimen of breath, blood or urine for analysis
– 6 months’ imprisonment
– an unlimited fine
– a ban from driving for at least 1 year

Causing death by careless driving when under the influence of drink
– 14 years’ imprisonment
– an unlimited fine
– a ban from driving for at least 2 years
– an extended driving test before your licence is returned
Drink driving convictions become spent 5 years after the date of conviction. Once a drink driving conviction is spent, it’s treated as though it never happened and you don’t have to declare it on visa applications, job applications or when you renew car insurance.
It is important to understand that insurance companies see someone with a drink driving conviction as being at higher risk of claiming on their insurance. This is why insuring someone with a drink driving conviction costs so much more. With that in mind, here are some tips on how to get the best value insurance for you.
• The first step is to use a provider like Keith Michaels – Specialist insurers have experience handling clients with drink driving convictions and they can find you the best deal.
• Accept a higher voluntary excess – When insurance companies know you are willing to pay more if you claim, they know you are less likely to claim at all.
• Drive less – If you have lower annual millage you will look like less of a risk to insurers.
• Keep your car safe – Store your car in a locked garage or even in your driveway when you are not using it. Cars parked on the road are more likely to be damaged and claimed on insurance.
• Look online – Insurers may have online deals or discounts.
• Take a drink driving rehabilitation course – Keith Michaels actually offers a 50% discount for people convicted of drink driving who complete one of these courses.

Check out some of our customers’ cars

Team Legacy’s Subaru Legacy

Gary’s Sierra RS Cosworth

Brian’s Volkswagen Golf

Philip’s Evo VI Tommi Makinen Edition

Keith’s Honda Civic

Gary’s Renault Clio 172

Subaru Impreza v5 Type R 2.1

Subaru Impreza WRX 08 Hatch

603BHP Subaru Impreza

Mitsubishi Evo 8

Volkswagen R32

Subaru Impreza STI Take 2

Subaru Impreza GB270

Nissan Skyline R33

Julian’s Subaru WRX RA