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DR40 Car Insurance
With a DR40 endorsement on your license, you need specialist insurance. As a result of this drink-driving conviction code, you will find it hard to get back on the road with proper insurance. Any insurance quotes you get will be charged at a high premium because of the endorsement. Insurers consider you an increased risk and will up premiums accordingly.
How You Got A DR40 Conviction Code
A DR40 conviction code covers a multiple of sins that revolve around being in control of a vehicle while under the effects of alcohol. These range from being over the limit to failing to provide a specimen for analysis. The distinction of this conviction code is the being charge of a vehicle does not require you to be driving it. You must be in the car, with keys to be deemed in charge of a vehicle.
Penalties For Refusing To Authorise An Analysis
If convicted of failing to supply a specimen, your DR40 endorsement remains on your driver’s licence for 4 years from the date of your offence. The number of points you get depends on your offence (see table below). If you acquire 12 or more points within 3 years, you will be banned from driving.
Drink Or Drugs
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|DR40||In charge of a vehicle while alcohol level above limit||10 points||4 Years from the date of the offence|
|In charge of a vehicle while unfit through drink||10 points||4 Years from the date of the offence|
|Failure to provide a specimen for analysis in circumstances other than driving or attempting to drive||10 points||4 Years from the date of the offence|
|Failing to provide specimen for breath test||4 points||4 Years from the date of the offence|
DR40 Car Insurance
Motor offences that are classed as drink or drug related are often the result of innocent mistakes. Unfortunately, drivers with drink driving endorsements on their licence are faced with insurance premiums that are significantly higher than drivers with clean licences. We offer special drink driver car insurance policies so you can save up to 50% on your insurance premium.
It is essential that you disclose any and all convictions you have when shopping for car insurance. Failure to disclose is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.