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DR20 car insurance is required when you have been convicted of driving or attempting to drive while unfit through drink. Thanks to a drink-driving endorsement, you will find it harder to get back on the road with proper insurance. You will likely find that getting a quote is tough and if you get one, you’ll be paying more than you might think. Insurers consider you an increased risk and will up premiums accordingly.
How You Got A DR20 Conviction Code
You will receive a DR20 conviction if you are convicted of driving or attempting to drive while unfit through drink. The key thing to note here is that this means that if you are unfit to drive and still under the limit, you can still be arrested. Driving while being unfit to for whatever reason is dangerous both to you and other road users because of your impaired judgement while in control of a car.
Penalties For Driving Or Attempting To Drive While Unfit Through Drink
If convicted of driving or attempting to drive while unfit through drink, your DR20 endorsement will remain on your licence for 11 years from the date of your conviction. You will also receive 3-11 points on your licence depending on your circumstances. If you acquire more than 12 points on your licence within 3 years, you will be banned from driving.
Drink Or Drugs
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|DR20||Driving or attempting to drive while unfit through drink||3 – 11 points||11 Years from the date of the conviction|
DR20 Car Insurance
Motor offences that are classed as drink or drug related are often the result of innocent mistakes. Unfortunately, drivers with drink driving endorsements on their licence are faced with insurance premiums that are significantly higher than drivers with clean licences. We offer special drink driver car insurance policies so you can save up to 50% on your insurance premium.
It is essential that you disclose any and all convictions you have when shopping for car insurance. Failure to disclose is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more handy information for DR20 convicted drivers, click here.