Decommissioned Taxi Insurance

When it comes to decommissioned taxi insurance, look no further than Keith Michaels. We have over 30 years’ experience in securing specialist policies for unique vehicles like these.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Insuring a Decommissioned Taxi

The market for de-licensed taxis is only growing. Yet, decommissioned taxis are often difficult to insure because the market perception on older, more unusual vehicles is usually less favourable. For those looking at insuring a decommissioned taxi, or eager to cover London black cabs for private use, we can help.

With cover from the experts at Keith Michaels, you can access competitive market rates and a receive a comprehensive policy that keeps everything protected. Our team has 30 years’ experience in securing decommissioned taxi insurance for private or company use.

traditional london taxi light covered by decommissioned taxi insurance

Insuring a London Taxi for Private Use

Since 2019, Transport for London, or TFL, has been encouraging drivers to delicense or decommission their taxis with diesel engines for a more favourable grant. Once a black cab has been surrendered to this scheme, and delicensed from service, then it cannot be licensed again in London.

For those who have kept their decommissioned taxis, you can still use your vehicle for social or private use but will require an insurance policy to cover it on the roads. Alternatively, if you’re considering purchasing a black cab, such as a TXii or TX4, Mercedes Vito, a LEVC or Dynamo, then decommissioned taxi insurance is essential.

What’s Covered by Decommissioned Taxi Insurance?

Decommissioned taxi insurance isn’t common on most comparative vehicle cover sites. In fact, it’s a specialist product as a policy should be tailored to every vehicle. Taxi insurance for private use features all the usual areas of cover that you’d expect from a typical policy including windscreen cover, plus breakdown cover can also be purchased.

Not only can you insure taxis for private use, Keith Michaels can find policies for taxis to use as a company car.

Covering the True Value of Your Taxi

We appreciate that decommissioned taxis are iconic and you may not want to give up your black cab or taxi just yet. Let Keith Michaels protect the true value of your vehicle with agreed value-policies.

or call us on 0208 329 1150

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Why Choose Keith Michaels for Decommissioned Taxi Insurance?

Decommissioned Taxi Insurance

Direct Contacts

Fraser McKay
020 8329 1154

Decommissioned Taxi Insurance

This Scheme is Perfect for:

*Traditional Black Cabs Only

  • Drivers aged 25+
  • Black cabs for private use only
Decommissioned Taxi Insurance

Discounts For

  • 2nd Vehicles
  • Low Mileage
  • Mirrored No Claims Bonus

Decommissioned Taxi Insurance


  • Staff have over 30 years’ experience
  • Priority claims management

Decommissioned Taxi Insurance

Get in Touch for your Decommissioned Taxi Insurance Quote Today

or call us on 0208 329 1150

Decommissioned Taxi & Insurance FAQs

Why is decommissioned taxi insurance hard to find?

The availability of vehicle insurance policies is determined by the age, market value and other factors. Decommissioned, or inactive, taxis and black cabs are considered unusual vehicles on the market, making it harder to match with a policy.

Is taxi insurance expensive?

Typically, a policy’s cost is determined by the condition of a vehicle, its mileage, and the history of the driver named in the insurance. Typically, taxis have higher mileage, which can make these policies more expensive than conventional vehicles on the market. This is why it’s best to approach a specialist like Keith Michaels.

What affects the price of a policy?

When enquiring for decommissioned taxi insurance, a few key details can change the costs of policies available to you, including:

  • The size and age of your cab
  • The driving history and experience of the policy/car owner
  • The desired mileage captured in your policy

Can a taxi be used for personal use?

Yes, so long as you’re covered by decommissioned taxi insurance policy.

If you intend on driving a vehicle for public or private hire, you must register with a local authority. However, many who enjoy their cab for private use ensure coverage under a decommissioned taxi insurance policy.