BMW M Car Insurance

As performance car insurance specialists with 30 years' experience, Keith Michaels can arrange competitively priced policies for all of the BMW M range including the X variants
BMW M Car Insurance Header Image

Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


All BMW M Models Insured

white bmw m3

Keith Michaels come up trumps for BMW Car Insurance. Our expert team of insurance brokers will source the best offers for the make and derivative of your BMW. Whether a BMW 1M Coupe or an M5 Saloon, our in house experts are always available to find the policy that’s right for you. Look no further for performance and modified BMW car insurance than Keith Michaels.

BMW are one of the world’s most prestigious car brands. Engineered in Germany, BMW are synonymous with build quality and excellent drive feel. Keith Michaels are keen to insure customers who own powerful or rare BMWs.

Our teams are experts in sourcing the very best insurance deals for those driving the most prestigious and powerful vehicles. Our insurers are particularly competitive when it comes to BMW’s M brand of vehicles. The M is designed purely for performance, speed and handling making it BMW’s flagship brand.

Modified BMW M Car Insurance

Many owners of high-performance BMWs choose to make further aftermarket modifications to their vehicle. It can be tough to get good value on your modified BMW insurance with mainstream insurers. Fortunately, at Keith Michaels, as fellow performance and modified car enthusiasts we are able to tailor your modified BMW insurance quote to suit your exact requirements.

Find out more about our modified car insurance services; we cover all sorts of BMW modifications also suited for vehicles used as second cars, on limited mileage and as prestige cars.

If you have any of the below BMWs, or one not mentioned here, we will endeavour to get you the best BMW Car Insurance quote available.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

A Guide to BMW M – FAQs

Are BMW M cars reliable?

As a product of German engineering, BMW M cars are recognised as being reliable cars. However, much like any car, this is entirely dependent on how well you look after it. Regular maintenance and servicing from BMW-approved centres will mean your pride and joy will have a better chance of a long and healthy life, with minimal issues.

Are BMW M cars expensive to repair?

Though BMWs may cost slightly more to repair than other affordable car brands, they are not as expensive as luxury brands like Aston Martin and Ferrari. According to, out of Audi, BMW and Mercedes, Audi is the most expensive to repair, with BMW following in second place.

BMW M Car Insurance

What’s the best BMW M car?

This will entirely depend on what you would like out of your BMW M and what you will be using it for. If you’re looking at a daily driver with power at the forefront, the M2/M3/M4/M5 are all great options, depending on how much power you’re craving. If you’re looking for something that’ll turn heads to take out on the weekends, the rare Z3M Coupe or the classic E34 M5 are a great choice. Finally, if you’re looking for something for the family (with a bit of a kick), then the X5 or X6 M cars have all the space you need without sacrificing performance.

Which BMW M is the fastest?

At the time of writing, the fastest BMW M car is the 2019 BMW M5 Competition model, which has a blistering 0-60 time of 3.1 seconds, closely followed by the 2019 M4 Coupe with a 0-60 time of 3.8 seconds (competition package).

What do the BMW M colours mean?

The red stripe represents the oil brand Texaco, who partnered with BMW when M racing first started out. The blue stripe represents BMW and the Bavarian region. The middle purple colour is used to represent the partnership, or blend, between BMW and Texaco at the time.

BMW 1M Car Insurance

The 2011 BMW 1 Series M Coupe is now one of the most sought after M cars of its time. Despite it no longer being in production, with so few on the road and its appreciation in value, the BMW 1M is now something of a collector’s item. The BMW 1M was one of the […]

Read More

BMW M2 Car Insurance

The BMW M2 is the spiritual successor to the 1 series M coupé. It was a huge hit with the motoring press and general public when it was unleashed in 2016 and with good reason. The M2 is a wondrous concoction of muscular arches, an exceptional engine and a beautiful interior. The M2 has a […]

Read More

BMW M3 Car Insurance

The M3 is the motorsport versions of the 3 Series BMW. Created in the mid 80s, the M3 has gone through many incarnations over the years. A legitimate legend, the BMW M3 remains the only car ever to have earned more titles than the venerable Porsche 911 in motorsport, and also is the most successful […]

Read More

BMW M4 Car Insurance

The BMW M4 is a high-performance car with the style to match. Get a competitive insurance quote from Keith Michaels today.

Read More

BMW M5 Car Insurance

The BMW M5 is a high performance monster. Engineered by the M division’s petrol-headed brain boxes to be fast, thrilling and powerful. It 5 and has been a staple of their lineup for many years. Its most recent redesign came in 2015 with the F10 M, which replaced the E60 M5, famed for its dynamic […]

Read More

BMW M6 Car Insurance

The BMW M6 is the titan of BMW’s fleet. When it was unveiled in 2012 it became the most powerful M car ever. It is only surpassed in performance by the BMW 760li xDrive, but since that wasn’t technically a fully fledged M car the M6 has kept its crown, for now. To say the […]

Read More

BMW M8 Car Insurance

The BMW M8 Series delivers high-performance with iconic style and total comfort.. Get a specialist car insurance quote from Keith Michaels for your M8 today

Read More

BMW X5 M Car Insurance

Luxury meets brute force with the BMW X5 M. Unlike standard X5 models, you notice the difference right away, and not just with the power. Covered from head to toe in M badges, side grills and air inlets it also incorporates four tail pipes and a rear spoiler, impossible to confuse with the standard range. […]

Read More

BMW X6 M Car Insurance

Sceptics might think that the BMW X6 M would be a terrible high performance car. But they’d be wrong. The X6 has been transformed by the elite engineers of BMW’s M division. No longer is it a comfortable family SUV, but a colossal behemoth of raw performance. The car’s interior is luscious and immersive. It […]

Read More

BMW Z3 M Car Insurance

More than anything else, the BMW Z3 M is renowned for its incomparable, unique styling. Unlike the Z3 M Roadster, the Z3 M Coupe is a BMW car design very much of its own, from the back it could be confused for a BMW estate in miniaturised form. As production ended in 2002 and no […]

Read More

BMW Z4M Car Insurance

A fast highly capable car with impressive speed and performance, there are few cars as fun, wild and thrilling as the Z4M. It is an unadulterated roadster built to rival the likes of the Porsche Boxster S, Mercedes SLK and Audi TT. No car is better suited to the call of the open road. The […]

Read More