BMW M Car Insurance

With over 30 years’ experience, Keith Michaels can arrange specialist cover for your BMW M model. We know how precious your car is – whether you own the iconic BMW M3 or enjoy the BMW X6 M as your daily driver, we’ve got just the policy to keep your pride and joy protected.
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92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Car Insurance for BMW M Drivers from Keith Michaels

white bmw m3

BMW M models carry their own level of notoriety wherever they go, that’s often why you might end up paying more for your insurance than expected. Whether you simply enjoy the thrill of owning an M badge or possess a rare collector’s item, like the M3 CS, you’ll want specialist car insurance that meets your needs.

Our expert team of insurance brokers will source the best offers for your BMW, leaving you feeling nothing but content with our choices.

Whether you drive the sleek BMW 1M Coupé or the thrill-inducing M5, our in-house experts are always available to find the policy that’s right for you.

At Keith Michaels, we can also help you if you own a piece of BMW heritage, like the original M3 or the first M5. Whether you keep it for show or exhibition, we’ll provide an insurance policy that safeguards your car.

BMW is one of the world’s most prestigious car brands, with innovations developed and released several times a year. Engineered in Germany, BMW is synonymous with build quality, excellent drive feel and pure joy. Our teams are experts in sourcing the very best insurance deals for those driving the most prestigious and powerful vehicles. After all, when you own an M badge, you’ve got something truly special.

Modified BMW M Car Insurance

Many owners of high-performance BMWs choose to make further aftermarket modifications to their vehicles, such as lowering the suspension or investing in a striking set of alloys. It can be tough to get good value on your modified BMW insurance with mainstream insurers, especially those who just treat you as high-risk. Fortunately, at Keith Michaels, we’re fellow performance and modified car enthusiasts, meaning we already know the joy your car brings. That’s why we can tailor your modified BMW insurance quote to suit your exact requirements and ensure you feel confident.

Find out more about our modified car insurance services; we cover all sorts of BMW modifications also suited for vehicles used as second cars, on limited mileage and as prestige cars.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

Get in Touch for your BMW M Car Insurance Quote Today

or call us on 0208 329 1150

A Guide to BMW M – FAQs

Are BMW M cars reliable?

As a product of German engineering, BMW M cars are recognised as being reliable cars that don’t compromise on space, comfort or power. However, much like any car, this is entirely dependent on how well you look after it and your driving behaviour. Regular maintenance and servicing from BMW-approved centres will mean your pride and joy will have a better chance of a long and healthy life, with minimal issues.

Are BMW M cars expensive to repair?

Yes and no. Essentially, the older and rarer the model, the more likely it will be an expensive task to fix, especially if parts are no longer made. Depending on where you purchased it, much younger models may be covered under some form of warranty, saving you money on faults or repairs. You will need to check this with the place you originally purchased it from.

Of course, without the right car insurance, more serious repairs could be more costly than you originally bargained for. That’s why you always want to make sure you’re properly covered in case of theft, vandalism or an accident.

What’s the best BMW M car?

The consensus of most petrolheads and BMW lovers out there is that it’s the BMW M3. Stealing hearts since 1986, the M3 E30 was designed for the racetrack, with many still claiming it to be the greatest name in car performance history.

However, the beauty of the BMW M is that it has choices for everyone. The original M1 is highly sought after as a collector’s item now as the first M performance car to arrive from BMW. If you’re looking at a daily driver with power at the forefront, then any M car between the M2 and the M8 fits the bill. You may be looking for something that’ll turn heads, such as the rare Z3M Coupé or the classic E34 M5, which are both great choices. The M8 Convertible will also let you enjoy the wind in your hair. There are even cars for the family (with a bit of a kick), such as the X3 M, X4 M, X5 M or X6 M cars, boasting both space and performance.

What do the BMW M colours mean?

The red stripe represents the oil brand Texaco, who partnered with BMW when M racing first started out. The blue stripe represents BMW and the Bavarian region. The middle purple colour is used to represent the partnership, or blend, between BMW and Texaco at the time.

What Does BMW M Stand For?

BMW stands for Bayerische Motoren Worken, which is German for Bavarian Engine Works Company. The M, on the other hand, means motorsport. You may often hear the M5 or XM referred to as M Performance.

What’s the Difference Between an M Performance BMW and an M Sport Model?

BMW M is an elite category of models designed with thrilling performance and motor racing traits in mind. In most cases, these are the cars with the heftier horsepower and increased torque figures. Within the BMW M family, you’ve got the M2 Coupé, the BMW M4 and X5 M.  

An M Sport is a type of trim covered within BMW’s range. These normally have a much sportier look, with enhanced technology and design compared to Sport models. Although they carry a lot of the personality M cars possess, you won’t be enjoying the same amount of power.

Which BMW M is the fastest?

Every year, the car brand brings out something more daring in design and performance. Some of the fastest M cars of all time include:

  • BMW M5 Competition: 0-62mph in 3.1 seconds
  • BMW M4 Competition: 0-62mph in 3.8 seconds
  • BMW XM: 0-62mph in 3.8 seconds
  • BMW M2 Competition Coupé: 0-62mph in 4 seconds
  • BMW M3 Saloon: 0-62mph in 3.9 seconds
  • BMW M6 Gran Coupe: 0-62mph in 4.1 seconds

What Was the First BMW M Car?

The BMW M1, also known as the E26, was the first sports car to be produced by the brand. It was sold across the world between 1978 and 1981, with only 430 cars released worldwide. It’s well and truly a collector’s item now. In fact, up to 40 of the cars were designed for motor circuit use only, making them even rarer.

After the BMW M1 was built, it started the legacy of BMW M and a long line of iconic motor sporting cars. Despite being incredibly loved, the M1 has yet to be replicated, but many are hoping the brand will bring it back one day.

BMW 1M Car Insurance

The 2011 BMW 1 Series M Coupe is now one of the most sought after M cars of its time. Despite it no longer being in production, with so few on the road and its appreciation in value, the BMW 1M is now something of a collector’s item. The BMW 1M was one of the […]

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BMW M2 Car Insurance

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BMW M3 Car Insurance

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BMW M4 Car Insurance

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BMW M5 Car Insurance

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BMW M6 Car Insurance

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BMW M8 Car Insurance

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BMW X5 M Car Insurance

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BMW X6 M Car Insurance

Sceptics might think that the BMW X6 M would be a terrible high performance car. But they’d be wrong. The X6 has been transformed by the elite engineers of BMW’s M division. No longer is it a comfortable family SUV, but a colossal behemoth of raw performance. The car’s interior is luscious and immersive. It […]

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BMW Z3 M Car Insurance

More than anything else, the BMW Z3 M is renowned for its incomparable, unique styling. Unlike the Z3 M Roadster, the Z3 M Coupe is a BMW car design very much of its own, from the back it could be confused for a BMW estate in miniaturised form. As production ended in 2002 and no […]

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BMW Z4M Car Insurance

A fast highly capable car with impressive speed and performance, there are few cars as fun, wild and thrilling as the Z4M. It is an unadulterated roadster built to rival the likes of the Porsche Boxster S, Mercedes SLK and Audi TT. No car is better suited to the call of the open road. The […]

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