Enthusiast Car Insurance for 25+

Whether you own an old classic, a car for the summer or a track special, we can help enthusiast drivers aged 25+. We have over 30 years' experience in arranging insurance policies specifically designed to cater for all enthusiasts’ needs.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


Car Enthusiast Insurance from Keith Michaels

To be an enthusiast is to be a person who is very interested in a particular activity or subject. Here at Keith Michaels, we are enthusiastic on a number of fronts – none more so than getting you the most appropriate cover for your pride and joy. We have experts in numerous fields and our collective knowledge is at hand to assist you, the enthusiast driver.

We understand that being a car enthusiast is more than just an interest – it’s a way of life – it becomes behavioural and impacts one’s senses. Whether it be the smell of leaded fuel and additives at a classic event with or the visceral sound of an old V8, it’s a feeling that’s hard to describe.

However, we understand that being a driving enthusiast isn’t restricted to a love of classics. With track days for all manner of marques and classes, plus events for drifting, hill climbs and car clubs – we’re all spoilt for choice.

This means that when mainstream insurers turn their noses up at your aftermarket modifications or skyrocket your prestige vehicle’s premiums, it can be disheartening, to say the least.

or call us on 0208 329 1150

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available
mercedes slk enthusiast driver insurance

We Reward You for Being a Car Enthusiast

At Keith Michaels, we pride ourselves on getting you the best deal on your car insurance, and unlike mainstream insurers, we welcome driving enthusiasts with open arms. For instance, if you run a car club, please contact us to discuss a possible specific club discount for your members. We also offer other distinct benefits, including:

  • Like-for-like replacement parts
  • Agreed Values on request
  • Track cover on request
  • Repairer of choice (subject to insurer) – the majority of insurers do not allow this
  • Salvage retention in the event of a write off
  • 2nd car discounts
  • Mirrored No Claims Bonus
  • Ownership discounts (dependent on how long you’ve owned the car)
  • Discounts for how long similar car(s) have been owned – great for new purchasers

Because we are fellow car enthusiasts, we know what you require. This means we are able to provide the most appropriate insurance cover for your needs, to ensure your vehicle is properly looked after. Request a quote today.

Do I Count as a Car Enthusiast?

For you, being an enthusiast could mean that your 2nd or 3rd car is the weekend transport covering only a few miles each year. But this doesn’t mean it’s not equally as rewarding.  

There is no entry requirement to become a ‘car enthusiast’. A Skyline R33 owner can have the same passion for cars as a classic car restorer, and working on a Clio can be just as rewarding as detailing the seats on a Bentley.  

What links us all is the passion we have for vehicles and (probably) having the unique ability to talk for hours about them and not get tired of it. Above all, as enthusiast drivers, we appreciate our own vehicles way beyond their original task of just transporting us from A to B.  

For further information about insurance for your specific vehicle, see our manufacturers A-Z.


Examples of Enthusiast-Performance Cars

Alfa Romeo

  • Giulia Quadrifoglio
  • 4C or 8C

Aston Martin

  • All Models (excl DBX)


  • S1
  • RS3
  • RS4
  • RS5
  • RS6
  • RS7
  • R8 V10
  • TTRS
  • select S models
  • No Q or RSQ Models


  • All Models (excl Bentayga)

BMW / Alpina

  • Select (newer) M models with engine >3.0L (1M, M2, M3, M4, M5, M6)
  • CS/CSL models
  • select Alpina models
  • Z8. No X models


  • Select 595/695 Abarth models.


  • Select Fiesta ST (Mk7/8)
  • Focus RS Mk2/Mk3
  • Focus ST Mk2/3/4
  • Mustang V8
  • Special editions


  • Select (newer) Type-R special editions
  • All NSX
  • S2000
  • DC5
  • Integra R


  • I30 N


  • F-Types >3.0
  • Any SVR model


  • ISF, LC, RC, LFA models


  • All models


  • All models (excl Levante)


  • Select AMG models (A/C/CLK/E/S/SL, etc)
  • GT/SLS models, excl ML, GL, etc


  • Works/JCW/GP


  • All Lancer Evo/Ralliarts


  • Select 350/370 models
  • All GTR/Skyline


  • All models (except Cayenne, Macan, Panamera, Taycan)


  • Select Renaultsport models – 182 Cup
  • Megane RS
  • R-26R, etc


  • Select special editions (Cupra, Bocanegra)


  • Select Impreza turbo models
  • Forester STI
  • BRZ


  • Selected special edition models (Yaris GR)
  • new Supra
  • GT86


  • Maloo
  • Monaro
  • VX220
  • VXR8


  • Golf R/R32
  • Scirocco R
  • Passat R36
  • Up GTI
  • W8/W12 models


  • Select R models

Why Choose Keith Michaels for Enthusiast Car Insurance?

Insurance specialist

Dedicated Policy Handlers

Christian Wheatley
0208 329 1155

Gary Moulson
0208 329 1167

Jeremy Pocock
0208 329 1157


This Scheme Is Perfect For

  • Drivers aged 25+
  • If the car you’re looking to insure is not your primary/everyday car
  • If you drive up to 5,000 miles pa (10,000 on referral)
  • If the car is garaged or kept on a driveway

Enthusiast Car Insurance for 25+

Discounts For

  • Limited Mileage
  • Enhanced Vehicle Security
  • 2nd or 3rd Cars
  • Secure Parking Access
Enthusiast Car Insurance for 25+

Additional Benefits

  • Priority claims management
  • Specialist Team
  • Salvage retention available
  • Choice of vehicle repairer
  • Mirror existing no claims bonus on primary vehicle
  • Occasional commuting allowed
Enthusiast Car Insurance for 25+

Get in Touch for your Enthusiast Car Insurance Quote Today

or call us on 0208 329 1150