Enthusiast Car Insurance

Car Enthusiast Insurance from Keith Michaels

To be an enthusiast is to be a person who is very interested in a particular activity or subject. Here at Keith Michaels, we are enthusiastic on a number of fronts – none more so than getting you the most appropriate cover for your pride and joy. We have experts in numerous fields and our collective knowledge is at hand to assist you.    

We understand that being a car enthusiast is more than just an interest – it’s a way of life – it becomes behavioural and impacts one’s senses. Whether it be the smell of leaded fuel and additives at a classic event with or the visceral sound of an old V8, it’s a feeling that’s hard to describe.

However, we understand that being a car enthusiast isn’t restricted to a love of classics. With track days for all manner of marques and classes, plus events for drifting, hill climbs and car clubs – we’re all spoilt for choice. 

This means that when mainstream insurers turn their noses up at your aftermarket modifications or skyrocket your prestige vehicle’s premiums, it can be disheartening, to say the least.

We Reward You for Being a Car Enthusiast

At Keith Michaels, we pride ourselves on getting you the best deal on your car insurance, and unlike mainstream insurers, we welcome enthusiasts with open arms. For instance, if you run a car club, please contact us to discuss a possible specific club discount for your members. We also offer other distinct benefits, including:

• Like-for-like replacement parts
• Agreed Values on request
• Track cover on request
• Repairer of choice (subject to insurer) – the majority of insurers do not allow this
• Salvage retention in the event of a write off
• 2nd car discounts
• Mirrored No Claims Bonus
• Ownership discounts (dependent on how long you’ve owned the car)
• Discounts for how long similar car(s) have been owned – great for new purchasers

Because we are fellow car enthusiasts, we know what you require. This means we are able to provide the most appropriate insurance cover for your needs, to ensure your vehicle is properly looked after. Request a quote today.

Do I Count as a Car Enthusiast?

For you, being an enthusiast could mean that your 2nd or 3rd car is the weekend transport covering only a few miles each year. But this doesn’t mean it’s not equally as rewarding.  

There is no entry requirement to become a ‘car enthusiast’.  A Skyline R33 owner can have the same passion for cars as a classic car restorer, and working on a Clio can be just as rewarding as detailing the seats on a Bentley.  

What links us all is the passion we have for vehicles and (probably) having the unique ability to talk for hours about them and not get tired of it. Above all, as enthusiasts, we appreciate our own vehicles way beyond their original task of just transporting us from A to B.

For further information about insurance for your specific vehicle please go to the manufacturers main page

Alfa Romeo

• Giulia Quadrifoglio
• 4C or 8C

Aston Martin

• All Models (excl DBX)

Audi

• S1
• RS3
• RS4
• RS5
• RS6
• RS7
• R8 V10
• TTRS
• select S models
• No Q or RSQ Models

Bentley

• All Models (excl Bentayga)

BMW / Alpina

• Select (newer) M models with engine >3.0L (1M, M2, M3, M4, M5, M6)
• CS/CSL models
• select Alpina models
• Z8. No X models

Fiat

• Select 595/695 Abarth models.

Ford

• Select Fiesta ST (Mk7/8)
• Focus RS Mk2/Mk3
• Focus ST Mk2/3/4
• Mustang V8’s
• Special editions

Honda

• Select (newer) Type-R special editions
• All NSX
• S2000’s
• DC5
• Integra R’s

Hyundai

• I30 N

Jaguar

• F-Types >3.0
• XFR/XKR/XJR
• Any SVR model

Lexus

• ISF, LC, RC, LFA models

Lotus

• All models

Maserati

• All models (excl Levante)

Mercedes

• Select AMG models (A/C/CLK/E/S/SL, etc)
• GT/SLS models, excl ML, GL, etc

Mini

• Works/JCW/GP

Mitsubishi

• All Lancer Evo/Ralliarts

Nissan

• Select 350/370 models
• All GTR/Skyline

Porsche

• All models (except Cayenne, Macan, Panamera, Taycan)

Renault

• Select Renaultsport models – 182 Cup
• Megane RS
• R-26R, etc

Seat

• Select special editions (Cupra, Bocanegra)

Subaru

• Select Impreza turbo models
• Forester STI
• BRZ

Toyota

• Selected special edition models (Yaris GR)
• new Supra
• GT86

Vauxhall

• Maloo
• Monaro
• VX220
• VXR8

Volkswagen

• Golf R/R32
• Scirocco R
• Passat R36
• Up GTI
• W8/W12 models

Volvo

• Select R models