Enthusiast Car Insurance

Whether you own an old classic, a car for the summer or a track special, we can help. We have over 30 years' experience in arranging insurance policies specifically designed to cater for all enthusiasts’ needs.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone

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Car Enthusiast Insurance from Keith Michaels

To be an enthusiast is to be a person who is very interested in a particular activity or subject. Here at Keith Michaels, we are enthusiastic on a number of fronts – none more so than getting you the most appropriate cover for your pride and joy. We have experts in numerous fields and our collective knowledge is at hand to assist you.    

We understand that being a car enthusiast is more than just an interest – it’s a way of life – it becomes behavioural and impacts one’s senses. Whether it be the smell of leaded fuel and additives at a classic event with or the visceral sound of an old V8, it’s a feeling that’s hard to describe.

However, we understand that being a car enthusiast isn’t restricted to a love of classics. With track days for all manner of marques and classes, plus events for drifting, hill climbs and car clubs – we’re all spoilt for choice. 

This means that when mainstream insurers turn their noses up at your aftermarket modifications or skyrocket your prestige vehicle’s premiums, it can be disheartening, to say the least.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

We Reward You for Being a Car Enthusiast

At Keith Michaels, we pride ourselves on getting you the best deal on your car insurance, and unlike mainstream insurers, we welcome enthusiasts with open arms. For instance, if you run a car club, please contact us to discuss a possible specific club discount for your members. We also offer other distinct benefits, including:

  • Like-for-like replacement parts
  • Agreed Values on request
  • Track cover on request
  • Repairer of choice (subject to insurer) – the majority of insurers do not allow this
  • Salvage retention in the event of a write off
  • 2nd car discounts
  • Mirrored No Claims Bonus
  • Ownership discounts (dependent on how long you’ve owned the car)
  • Discounts for how long similar car(s) have been owned – great for new purchasers

Because we are fellow car enthusiasts, we know what you require. This means we are able to provide the most appropriate insurance cover for your needs, to ensure your vehicle is properly looked after. Request a quote today.

Do I Count as a Car Enthusiast?

For you, being an enthusiast could mean that your 2nd or 3rd car is the weekend transport covering only a few miles each year. But this doesn’t mean it’s not equally as rewarding.  

There is no entry requirement to become a ‘car enthusiast’.  A Skyline R33 owner can have the same passion for cars as a classic car restorer, and working on a Clio can be just as rewarding as detailing the seats on a Bentley.  

What links us all is the passion we have for vehicles and (probably) having the unique ability to talk for hours about them and not get tired of it. Above all, as enthusiasts, we appreciate our own vehicles way beyond their original task of just transporting us from A to B.

For further information about insurance for your specific vehicle please go to the manufacturers main page

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Why Choose Keith Michaels for Enthusiast Car Insurance?

Insurance specialist

Dedicated Policy Handlers

Christian Wheatley
0208 329 1155

Gary Moulson
0208 329 1167

Jeremy Pocock
0208 329 1157

Research

Specialist Schemes

We have various specific insurance schemes available for enthusiasts

Enthusiast Car Insurance

Discounts For

  • Limited Mileage
  • Enhanced Vehicle Security
  • 2nd or 3rd Cars
  • Secure Parking Access
Enthusiast Car Insurance

Additional Benefits

  • Priority claims management
  • Specialist Team
  • Staff have over 30 years’ experience
Enthusiast Car Insurance

Get in Touch for your Car Insurance Quote Today