Lotus Car Insurance

Keith Michaels understand specialist vehicles like Lotus need the very best cover. Fortunately, we have the specialist experience and knowledge needed to arrange a tailored policy that fully protects your Lotus.
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Our team are here to help

92% of our customers get a cheaper quote over the phone

92% of our customers get a cheaper quote over the phone


All Lotus Models Insured

The Lotus is looked upon as one of the nimblest and most sporty roadsters available. Its sport car pedigree is a massive factor in its success and desirability, having had a successful F1 team during the 60s, 70s and 80s.

lotus elise

Lotus was founded in 1952 by a true sporting and motor enthusiast who begun the Lotus ethos of performance and racing style vehicles. Lotus’ leap into the sporting world was one of desire that saw Lotus winning the formula one world championship an impressive 7 times, and at one point being the car with the most ever Grand Prix victories. The chassis of today’s popular Lotus models can be found in a range of other vehicles that take advantage of its impressive build and handling qualities.

If you’re looking for a company that exceeds expectations when arranging Lotus car insurance policies, then look no further – Keith Michaels are here to help. Our expert team is ready to find the right insurance policy for you.

Modified Lotus Car Insurance

As Colin Chapman, founder of Lotus, famously remarked “Adding power makes you faster on the straights; subtracting weight makes you faster everywhere”. This philosophy underpins everything Lotus does and it is taken one step further by enthusiasts through aftermarket modification. Many choose to add carbon composite components, superchargers, sports cats or high capacity fuel injectors. Whatever you choose to change our modified Lotus car insurance policies will cover you completely.

Modified or not, if you are looking for Lotus car insurance then look no further than our team who would be happy to assist you with your enquiry. Speak to us today or request a quote online.

The Keith Michaels Difference

  • 30 years’ experience
  • Every customer is treated as an individual, not a policy number
  • We are a UK-based office, not a call centre
  • We are completely independent from any insurance company
  • All policies are looked at on their own merits to find you the best policy available

A Guide to Lotus – FAQs

How much does a Lotus cost to insure?

It may surprise you to know Lotuses aren’t excessively expensive to insure. However, as is always the case with car insurance, prices are dependent on the model you are insuring, your driving history, the car’s security, your age and the mileage you intend to do in the car. Approaching a specialist insurance broker like Keith Michaels is the best place to start, as we have specific schemes in place designed exclusively for owners of high-performance cars.

Are Lotus cars reliable?

Nowadays, Lotuses are much more reliable than they once were. Many believe this is down to the cars now making use of Toyota engines. These engines can be found in the Evora, Elise and Exige, and most think this is the core reason for the improvements in reliability.

Lotus Car Insurance

Are Lotus cars expensive to fix and maintain?

Lotuses are not known for being overly expensive to repair or maintain. If you can perform oil changes and simple maintenance yourself, many owners say it’ll cost no more than a standard car.

What is the fastest Lotus?

Currently, the Lotus Evora GT4430 Sport is the fastest ever Lotus, with a top speed of 196mph. This model reaches 0-60 in a blistering 3.7 seconds.

What is the cheapest Lotus?

The cheapest used Lotus you’ll likely get your hands on is an early 90s Lotus Elan, which you can often find for under £10k.

Lotus 3-Eleven (Road) Car Insurance

The Lotus 3-Eleven is known for being Lotus’s quickest road car available to buy today. Available in two versions – race and road – it was initially unveiled at Goodwood Festival of Speed in 2015. It’s said to completely manifest the Lotus spirit, with a lightweight composite body that screams track day car. Especially as […]

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Lotus Elise Car Insurance

The Lotus Elise has an exciting and lengthy history, dating back to 1996 when the first of these lightweight, nippy roadsters were released. The Elise left a huge impression on the market. And over 20 years later, none more so than the Cup 250 – the fastest Elise ever made. With only 200 built a […]

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Lotus Emira Car Badge

Lotus Emira Car Insurance

The Lotus Emira is Lotus’ final combustion car, and what a car it is! Keith Michaels can provide performance car insurance tailored to your Emira.

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Lotus Evora Car Insurance

The powerful Lotus Evora was launched back in 2008 with the Evora S following shortly after in 2010. Not quite as intimidating to look at as the Elise or the Exige, the Evora dons a more sophisticated sporty aesthetic. However, don’t let looks deceive you. The Lotus Evora Sport 410 is the fastest model available, […]

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Lotus Exige Car Insurance

Originally launched in 2000, the Lotus Exige has gone through years of well-loved evolutions and refinement to get to where it is today. One model in particular that’s undergone development is the Lotus Exige Sport 380 – the quicker, lighter upgrade from the Exige Sport 350. With an additional 30bhp taking it up to around […]

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