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You’ll receive a UT50 endorsement on your driver’s licence if you’ve been convicted of the aggravated taking of a vehicle. As a result, you may find getting a competitive insurance quote to be a serious challenge. Many UK car insurance companies may even refuse to issue quotes for drivers with a UT50 conviction.
How you got a UT50 conviction code
We understand that everyone makes mistakes. The causes of a UT50 endorsement vary from simply a young driver borrowing mum and dad’s car without their knowledge to outright theft, damage and/or dangerous driving. But when all’s said and done, sooner or later you’re going to need to be back on the road again.
Penalties for theft or unauthorised taking of a vehicle
If convicted of the aggravated taking of a vehicle, your UT50 endorsement will remain on your license for 4 years from the date of the offence. In addition, you could receive 3-11 points on your license depending on the circumstances surrounding the offence. This could put you extremely close to receiving a ban if you acquire more than 12 points within 3 years.
Theft or Unauthorised Taking of a Vehicle
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|UT50||Aggravated taking of a vehicle||3 – 11 points||4 years from the date of the offence|
UT50 car insurance
4 years of high insurance premiums or no insurance at all is a major setback for convicted drivers. If you are even offered a quote by an insurer, they will consider you a serious risk and increase the premium accordingly. Fortunately, at Keith Michaels we treat you like a person, not a policy number. We provide a range of UT50 insurance quotes that are tailored to your personal situation, to keep your premium as representative as possible.
Keep your premiums low by getting quotes specifically for UT50 motor insurance policies. Our specialist brokers will find you the best insurance policy for the best possible price.
It is imperative that you disclose any and all convictions you have when seeking a car insurance quote. Failure to disclose is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more handy information for UT50 convicted drivers, click here.