MR39 Car Insurance

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92% of our customers get a cheaper quote over the phone


A MR39 is a serious driving penalty, which can mean your insurance premiums are likely to rise significantly when getting back on the road. Read more on the MR39 penalty and insurance with Keith Michaels.

How You Got A MR39 Conviction Code

MR39 endorsements are given when someone has been caught driving a vehicle faster than the permitted speed, your disqualification period will stay on your record for 4 years from the date of conviction.

Driving Licence Conviction CodeMotoring OffencePenalty PointsDuration Conviction Stays on your Licence
MR39Driving a vehicle faster than the permitted speedn/a 4 years

MR39 Penalty

You will receive an MR39 endorsement on your licence by being caught driving a vehicle faster than the permitted speed limit. This endorsement will make it difficult to find insurance at a reasonable cost and may deem you as an unsafe driver to insurance companies who may not even insure you. This is why you will now need specialist car insurance.

Click here to view all motor conviction codes

Specialist MR39 Car Insurance

Speeding convictions will almost always make getting car insurance at a competitive rate more difficult. The unfortunate fact is that insurance providers consider those with convictions, and especially speeding convictions, to be in a higher risk category, meaning your premium will be quoted higher.

Fortunately, Keith Michaels specialise in banned driver insurance and have 30 years’ experience arranging cover for convicted drivers. When it comes to speeding ban car insurance, we take each risk on its own merits and treat you as an individual.