MR29 Car Insurance


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After receiving an MR29 endorsement, you will struggle to find insurance premiums at a reasonable price as you will be deemed a high-risk driver. An MR29 endorsement is a serious conviction which will have a big effect on all your future premiums, which is why you should look for specialist car insurance. 

How You Got A MR29 Conviction Code 

You would receive an M29 conviction if you are caught driving a vehicle while under the influence of alcohol or other substances affecting or diminishing the mental and physical abilities of a driver. This includes recreational drugs such as alcohol, tobacco and illegal substances. Many recreational drugs can stay in your system for a number of hours, days and weeks and can, therefore, be the reason why you receive a MR29 endorsement.  

Driving Licence Conviction Code Motoring Offence Penalty Points Duration Conviction Stays on your Licence 
MR29 Driving a vehicle while under the influence of alcohol or other substance affecting or diminishing the mental and physical abilities of a driver n/a4 years from date of conviction 

MR29 Penalty  

Drivers who are caught driving a vehicle while under the influence of alcohol or other substances affecting or diminishing the mental and physical abilities of a driver will receive a MR29 endorsement. This penalty is a serious motoring offence which can take a toll on your premium prices.  

Click here to view all motor conviction codes 

Specialist MR29  Car Insurance  

After being convicted of a MR29 endorsement, your disqualification period will stay on your record for 4 years from the date of conviction. At Keith Michaels, we understand this and we will work tirelessly to get you the best deal on your car insurance. Mistakes happen, we know this, and we treat you like a person, not a policy number. 

Failure to disclose any conviction is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult. Get a quote with us today.