You need TS20 insurance from a specialist broker if you are convicted of Traffic Sign convictions. These will give you points on your licence. Having points on your licence for will cause your insurance to be more expensive. Insurers consider you an increased risk and will up premiums accordingly. But, a specialist broker like Keith Michaels can help you get a more competitive deal.
A TS20 endorsement is given when you are convicted of failing to comply with double white lines. Double white lines where the line nearest to you is broken means you may cross the lines to overtake if it is safe, provided you can complete the manoeuvre before reaching a solid white line on your side. White direction arrows on the road indicate that you need to get back onto your side of the road. Double white lines where the line nearest you is solid means you must not cross or straddle them unless it is safe and you need to enter adjoining premises or a side road. You may cross the line if necessary, provided the road is clear, to pass a stationary vehicle, or overtake a pedal cycle, horse or road maintenance vehicle, if they are travelling at 10 mph (16 km/h) or less. Failure to comply results in a TS20 conviction.
If convicted, your TS20 endorsement remains on your driver’s licence for 4 years from the date of the offence. In addition, you will receive 3 points on your driver’s licence. If you acquire 12 or more points within 3 years, you will be banned from driving.
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|TS20||Failing to comply with double white lines||3 points||4 Years from the date of the offence|
At Keith Michaels we understand that convictions such as this can be the result of an accident or a momentary lapse in concentration. We specialise in getting the best deal on your car insurance. Mistakes happen, we know this and we treat you like a person, not a policy number.
Failure to disclose any conviction is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more handy information for convicted drivers, click here.