Frequently Asked Questions
Business car insurance can be a tricky subject to get your head around, so we have compiled a list of frequently asked questions and answers to provide more insight into what it involves.
Whether you want to know about keeping your No Claims Bonus after using a company car or want guaranteed asset protection on your car lease, Keith Michaels can help.
Business Vehicle Insurance from Keith Michaels
Looking for more information about business car insurance? Keith Michaels have been arranging business car insurance policies for over 30 years. See how we can help.
All of these factors add to the risk on the part of your insurer, which is why business car insurance premiums are typically higher than those for personal use.
You can find more on our dedicated page on How to Keep Business Car Insurance Costs Down.
The value of your car is another important consideration. If you have purchased a brand new car for business use, while there is a reduced likelihood of it breaking down, it will be more expensive to repair due to its design and the cost of parts. Alternatively, if the car is older and has already covered a lot of miles, it could have more issues than newer models.
If you choose to get an extended warranty on your business car, policies can be comprehensive as you like and premiums can be adjusted accordingly.