Speed Awareness Courses & Insurance
Speed awareness courses have become a more popular option over points in recent years. Many of us have heard of them but not a lot is really known about them, unless you’ve attended one previously.
One of the most common questions asked is how a speed awareness course affects car insurance. This depends entirely on whether or not the insurer asks the question. If they do not ask, it cannot be used as a factor when working out your premium. However, if you are indeed asked whether you have attended one, you will need to answer honestly, and your premium may be affected depending on underwriting criteria.
With so many more questions about speed awareness courses being asked, we’ve pulled together some of the most frequently asked and provided answers below.
Car Insurance after a Speeding Ban
If you’re looking for insurance after a driving ban, Keith Michaels can help.
We have 30 years’ experience arranging cover for drivers with convictions including those related to speeding. Find out more information today.
Speed Awareness Course FAQs
1. You have no previous convictions regarding other speeding offences in the past 3 years.
2. You’ve been caught driving over the accepted range of speed which is the stated speed limit, plus 10% plus 2mph and 10% plus 9mph. For example, if you’re travelling in a 30mph zone then you could attend a course if you’re caught doing between 35mph and 42mph.
If you don’t meet these criteria then the alternative is a fixed penalty notice and at least 3 points on your driving licence.