Fleet Frequently Asked Questions
Getting the best price on your fleet car insurance can be a challenge. Maintaining a fleet of cars can involve increased risk and therefore cost – especially when it comes to fleet Insurance.
To find out more about this specialist type of insurance cover, including the vehicles it covers and how you can lower your premiums, read our answers to frequently asked fleet insurance questions below.
Fleet Insurance from Keith Michaels
We can arrange policies for fleets of all sizes, including cars and vans. Find out more about our company fleet insurance today.
Third Party Only – This is the minimum legal level of cover for a fleet of cars and is the cheapest option. It covers you for damage to the other party’s vehicle, or loss or damage to a third party. However, it doesn’t provide cover for your or the driver of your vehicles.
Third Party, Fire & Theft – This includes the third party cover in the above policy, but also covers you for theft of your vehicles or fire damage.
Fully comprehensive – This is the most expensive type of fleet insurance, but it includes all of the above as well as any accidental damage to your vehicles.
Choosing a specialist insurance broker is a good option if you’re keen to reduce the cost of your fleet insurance. They have a range of policies to suit different requirements, so you can guarantee cover that is a perfect fit for your needs and won’t result in you paying any extra. You can also make sure all vehicles included under the policy are fitted with security devices to reduce the risk of theft and pay for your fleet insurance on a yearly basis rather than monthly.
Find out more about fleet insurance and discover how Keith Michaels can assist in getting an affordable, tailored solution to your company fleet requirements.