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92% of our customers get a cheaper quote over the phone


You need CU40 car insurance if you have been caught driving with defective steering. If you have a CU40 endorsement on your driver’s license you will find it difficult to get a good deal on your car insurance. At Keith Michaels we specialise in sourcing the best deal on convicted driver car insurance.

How You Got A CU40 Conviction Code

You are given a CU40 endorsement on your driver’s license if you are caught driving a vehicle with defective steering. whether this is as a result of an accident of a casual inspection, the result is the same: a CU40 endorsement on your license.

Penalties For Driving With Defective Steering

In addition to the endorsement, you will also receive 3 points on your driver’s license. The endorsement and points remain on your license for 4 years from the date of the offence. If you acquire more than 12 points on your license, you are subject to a driving ban.

Construction & Use Offences

Driving Licence Conviction CodeMotoring OffencePenalty PointsDuration Conviction Stays on your Licence
CU40Using a vehicle with defective steering3 points 4 years

Click here to view all motor conviction codes

CU40 Car Insurance

However, our specialist brokers are happy to help with your search by finding the best insurance policy for the best possible price.

At Keith Michaels we know you’re a person, not a policy number. We can provide a range of car insurance quotes that are tailored to your personal situation, to keep your premium as representative as possible and back on the road as soon as possible.

It is essential that you disclose any and all convictions you have when shopping for car insurance. Failure to disclose is a breach of the law and will invalidate your insurance. If you are stopped by the police, you will receive a driving ban. For more handy information for CU40 convicted drivers, click here.