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If you’ve been convicted of causing serious injury by dangerous driving, you’ll receive a DD10 endorsement on your driver’s licence. As a result, you may find getting a competitive car insurance quote a challenge due to the increase risk the endorsement represents. Many UK car insurance companies may even refuse to issue quotes for drivers with a DD10 conviction.
How You Got A DD10 Code Conviction
The causes of causing serious injury by dangerous driving and receiving a DD10 endorsement can vary . Sometimes from simply a result of speeding, falling asleep at the wheel or by being distracted. But if the result is serious injury, which encompasses a wide range of injuries, you will receive a DD10 endorsement on your licence .
Penalties For Causing Serious Injury By Dangerous Driving
If convicted of the aggravated taking of a vehicle, your DD10 endorsement will remain on your licence for 4 years from the date of the conviction. Plus, you could receive 3-11 points on your licence depending on the circumstances surrounding the offence. If you acquire more than 12 points on your licence within 3 years, you will get a driving ban.
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|DD10||Causing serious injury by dangerous driving||3 – 11 points||4 Years from the date of the conviction|
DD10 Car Insurance
Because the DD10 endorsement lasts for 4 years, convicted drivers find it difficult to find a good deal on their car insurance. Any quote you would get from an insurer is highly likely to be very high. Insurers consider licences with DD10 endorsements a high risk and increase the premium accordingly. Keep your premiums low by getting quotes specifically for DD10 motor insurance policies. Our specialist brokers will find you the best insurance policy for the best possible price.
At Keith Michaels we treat you like a person, not a policy number. We can provide a range of competitive DD10 insurance quotes that are tailored to your personal situation, to keep your premium as representative as possible.
It is essential that you disclose any and all convictions you have when shopping for car insurance. Failure to disclose is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more handy information for DD10 convicted drivers, click here.