BA40 Car Insurance


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BA40 car insurance is needed if you are convicted of causing a death through driving while disqualified. As a result of this conviction, you will receive a BA40 endorsement on your license. This can enhance the price of your insurance premiums drastically. Read on to find out more about the BA40 penalty.  

How You Got A BA40 Conviction Code 

Endorsement codes for disqualified driving offences start with BA and will stay on a driving record for four years, meaning you will eventually need specialist car insurance when you get back on the road. Being convicted of BA10 and BA30 offences will see a driving record endorsed with six points, however BA40 and BA60 can range from 3 to 11 penalty points from the date of the conviction.  

Driving Licence Conviction Code Motoring Offence Penalty points Duration Conviction Stays on your Licence 
BA40 Causing death by driving while disqualified 3 to 11 points4 years from the date of the conviction. 

BA40 Penalty  

A BA40 endorsement is issued on your licence as a result of being convicted of causing death by driving whilst disqualified. This is an extremely serious offence, and so drivers who have this conviction can find it very difficult to find insurance for a reasonable cost.  

Click here to view all motor conviction codes 

Specialist BA40 Car Insurance  

Finding a reasonable quote for car insurance when returning to the road after a BA40 conviction can be a challenge. Causing death by driving whilst being disqualified will make insurers see you as a high risk and this can result in extremely high premiums.  

Fortunately, at Keith Michaels, we specialise in convicted driver insurance. We can provide a policy that is tailored to your individual situation, to keep your premium fair and get you back on the road as soon as possible. Request a quote today.