Omoda and Jaecoo Company Car Insurance

Who needs Omoda or Jaecoo company car insurance?

Omoda and Jaecoo company car insurance are designed for vehicles connected to a business, whether they are driven by directors, employees, or authorised individuals.  

Having the correct company car insurance in place helps provide reassurance that the vehicle is covered appropriately and avoids potential issues if a claim needs to be made. 

In practice, this typically applies to the following ownership. 

Businesses and employers 

If your business provides Omoda or Jaecoo vehicles to employees or directors, you will need appropriate Omoda company car insurance or Jaecoo company car insurance. This helps protect both the vehicle and your business against financial loss following an accident, theft, or damage. 

This may include: 

• Limited companies 

• Sole traders 

• Partnerships 

• Small fleets or multiple company vehicles 

Private individuals driving company cars 

In some cases, a private individual may drive a company-owned Omoda or Jaecoo vehicle. Even if the car is primarily used for personal journeys, it may still require company car insurance rather than a standard private policy. Our specialist brokers can advise on the most appropriate solution. 

What cover is typically included? 

While cover will vary depending on your requirements and insurer, Omoda company car insurance and Jaecoo company car insurance policies may typically include: 

• Comprehensive cover 

• Business and social use 

• Accidental damage 

• Fire and theft protection 

• Windscreen cover 

• Cover for named drivers 

Optional extras may also be available, depending on the policy, such as breakdown cover or legal expenses insurance. Our brokers will explain the options clearly and help you choose the level of cover that suits your needs. 

Why choose a specialist broker for Omoda & Jaecoo company car insurance? 

Omoda and Jaecoo are newer brands in the UK, which means not all insurers automatically understand their vehicles or risk profiles.  

Working with a specialist broker helps ensure that your new Omoda or Jaecoo is covered by someone that knows how to underwrite for these new vehicles. 

The benefits of using a specialist broker include: 

• Access to insurers experienced with company car risks 

• Tailored policies rather than off-the-shelf cover 

• Guidance on correct use classifications 

• Support throughout the policy lifecycle 

At Keith Michaels, we take the time to understand your circumstances before recommending a suitable insurance solution. 

Speak to a specialist about Omoda & Jaecoo company car insurance 

Keith Michaels is a specialist insurance broker with experience arranging Omoda company car insurance and Jaecoo company car insurance for business and private users. We offer clear advice, access to specialist insurers, and a personal service tailored to your needs. 

We offer a broad range of other insurance policies too; whether you’re going abroad and need expat insurance, having trouble getting insurance because of previous convictions or need cover for modified vehicles. 

Contact our team today to discuss your requirements and request a competitive quote for Omoda or Jaecoo company car insurance. 

Omoda and Jaecoo company car insurance FAQs 

We’ve collated a selection of frequently asked questions about Omoda and Jaecoo company car insurance. Read on to learn more. 

1. What is the difference between company car insurance and private car insurance? 

Company car insurance is intended for vehicles connected to a business and used for work-related purposes, while private car insurance is usually limited to social, domestic, and commuting use.  

Using a company car without the correct insurance could result in restricted or invalid cover, so it’s important to be careful. 

2. Who needs Omoda or Jaecoo company car insurance? 

Any business providing an Omoda or Jaecoo vehicle to a director or employee may require Omoda company car insurance or Jaecoo company car insurance.  

In some cases, private individuals driving a company-owned vehicle may also need this type of policy rather than standard private cover. 

3. Can a private individual insure a company car? 

Yes, it is sometimes possible for a private individual to arrange insurance for a company-owned car. However, the policy will usually still need to be structured as company car insurance to ensure the use and ownership of the vehicle are correctly reflected. 

4. Does company car insurance cover both business and personal use? 

Many Omoda company car insurance and Jaecoo company car insurance policies can be arranged to include both business and personal use.  

The exact level of cover will depend on the policy terms and how the vehicle is used, which your broker will confirm before the policy is arranged. 

5. Can more than one driver be insured? 

Yes, company car insurance can often be arranged to include multiple named drivers, like employees or directors. Availability of this option will depend on the insurer and the specific details of your policy. 

6. Are Omoda and Jaecoo vehicles more difficult to insure? 

As newer brands in the UK, some insurers may have limited appetite or data for Omoda and Jaecoo vehicles.  

Using a specialist broker helps make sure your Omoda company car insurance or Jaecoo company car insurance is accurate, offers the right level of cover, and underwritten with your needs in mind. 

7. What information is needed to arrange an insurance quote? 

When you contact us to arrange a quote, we’ll often ask you the following: 

• The registration number, or the make and model 

• Engine size, fuel type, and year of manufacture 

• Any modifications made to the vehicle 

This lets us correctly identify the vehicle and understand its value, performance, and repair costs.