Modified Van Insurance from Keith Michaels
For the best choice when it comes insuring your modified van or converted camper with specialist, tailored modified van insurance, look no further than Keith Michaels. We’ve been providing modified insurance for over 35 years and don’t shy away from providing the best comprehensive policies for customised cars and vans.
As a specialist insurance provider, we offer specific insurance schemes and policies to ensure all modifications, from tuned engines and new body kits, to roof racks and extensions — cover your modified or converted van.
Your modified van may have a different exhaust or suspension, or have undergone a complete vehicle change — like a new engine, body, brakes, interior etc. So why not protect your investment with a specialist insurer that gets enthusiasts and is as passionate about vans as you are?
The Keith Michaels Difference
- 35+ years’ experience
- Every customer is treated as an individual, not a policy number
- We are a UK-based office, not a call centre
- We are completely independent from any insurance company
- All policies are looked at on their own merits to find you the best policy available
Van Modifications We Cover
Adding something extra to your van or altering it from its original specification could be classed as a modification. Even relatively small changes can affect how insurers assess the value, performance or security of the vehicle, so it’s important that all modifications are declared when arranging your modified van insurance policy.
Van modifications can range from cosmetic upgrades and performance improvements to practical additions designed to improve security or usability.
Whether you are customising your van for personal style, upgrading its performance, or adapting it for work, specialist modified van insurance can ensure these changes are properly covered.
Common van modifications include:
Performance Modifications
- Improved engine performance or ECU remapping
- Turbo upgrades or intercooler upgrades
- Upgraded exhaust systems
- Engine swaps
- Performance brake upgrades
Suspension and Handling Modifications
- Suspension changes or suspension upgrades
- Lowering kits
- Coilover suspension systems
- Air suspension systems
- Upgraded shocks and springs
Wheels and Tyres
- Alloy wheel upgrades
- Larger or custom alloy wheels
- Performance tyres
- Off-road tyres
Styling and Exterior Modifications
- Custom body kits
- Spoilers or splitters
- Custom paintwork
- Vinyl wraps or vehicle graphics
- Tinted windows
- Upgraded exterior lighting
Interior and Technology Upgrades
- New sound systems or audio upgrades
- Infotainment system upgrades
- Custom seating or interior upgrades
- Parking sensors
- Reversing cameras
Security Modifications
- Heavy-duty locks
- Slam locks
- Deadlocks
- Vehicle trackers
- Immobilisers
- Alarm system upgrades
Practical and Work Van Modifications
- Internal racking systems
- Tool storage systems
- Fitting a bulkhead
- Reinforced load areas
Conversion and Structural Modifications
- Campervan conversions
- Plumbing systems for living accommodation
- Electrical systems for camper conversions
- Interior living space modifications such as beds, kitchens or insulation
Why Specialist Insurance Is Important for Modified Vans
If your van has been modified from its original factory specification, it’s important to ensure those changes are declared and included within your insurance policy.
Van modifications can range from performance upgrades and styling changes to practical alterations or full campervan conversions. Lowered suspension, upgraded wheels, engine tuning, custom bodywork or interior conversions can all affect how insurers assess the value and risk of the vehicle.
Standard van insurance policies are often based on factory specifications, meaning modifications may not automatically be covered unless they are declared. Specialist modified van insurance allows these changes to be factored in when arranging your policy, helping to ensure both the vehicle and the investment you’ve made in it are properly protected.
For example, campervan conversions may involve installing beds, kitchens, electrical systems or insulation, while enthusiast modifications might include upgraded suspension, alloy wheels, body kits or engine performance upgrades. These changes can alter the vehicle’s value and should be reflected in your insurance cover.
Converted Campervan Insurance
Those who want to convert their van for driving holidays, or to use as accommodation, need to make insurers aware if they are making certain changes.
Introducing interior modifications can alter the value of the vehicle, so ensuring you are covered is vital. Plus, we love to hear about these renovation projects and are always happy to answer questions about converted campervan insurance.
Modifications include:
- Removing seats
- Removing windows
- Adding fitted kitchen items
- Adding insulation
- Power supplies
- Installing beds
Why Choose Keith Michaels for Your Modified Van or Converted Campervan Insurance?
- Specialists who are enthusiasts
- Realistic insurance cover based on modification
- Bespoke, tailormade policies that suit your usage
or call us on 0208 329 1150
Why Choose Keith Michaels?
Specialist Schemes
We have specific insurance schemes designed exclusively for Modified Car owners
This scheme is for drivers aged 25 years and older.
Discounts For
- Limited Mileage
- Enhanced Vehicle Security
- 2nd or 3rd Cars
- Owners clubs
- Secure Parking Access
Additional Benefits
- Priority claims management
- Like for like replacement parts following a claim
- Staff have over 35+ years’ modified experience
Trusted by Thousands of UK Drivers
We’re proud to be rated Excellent on Trustpilot, with thousands of verified reviews from customers who rely on us for specialist car insurance.
Get in Touch for your Modified 4×4 Insurance Quote Today
or call us on 0208 329 1150
Modified Van & Insurance FAQs
Do you provide discounts for modified van & converted campervan insurance?
Discount can be provided for modified van and converted campervan insurance; one of our colleagues will be able to answer any questions you have to determine eligibility. It’s possible to receive discount if your modified van fits into one of the following categories:
- a second vehicle within the household
- used for limited mileage
- presented as ashow vehicle
- pride of place classic van
Which vans are popular for modifying?
The vans that most regularly undergo modifications are:
- VW Transporter
- Ford Transit
- VW Caddy
- Mercedes Sprinter
- Toyota Proace
- Vauxhall Vivaro
- Citreon Berlingo
At Keith Michaels, we can help locate insurance for these plus many more types of modified vans.
Why do van & converted campervan modifications change the price of the insurance?
Making changes to your van can alter the price of your insurance., This can be because the market value increases or certain modifications benefit safety and security. Adding additional safety features will usually lower your premiums, but other changes, such as altered suspension or specification changes, can cause your insurance to increase. This can be either because the van is simply worth more, or because it has become more attractive to thieves – such as eye-catching paintwork or performance enhancements.
What vans make the best campers?
Among the most popular vans for campers are VW Transports, Ford Transits, and Renault Trafics. This is mostly because of their generous size and smooth driving style.
Depending on your needs, various vans might be more suited for campervan conversion than others. Whether you plan to travel as a family or to work in amazing remote locations, you’ll need to determine which van is right for you.
