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SP20 Car Insurance
Speeding conviction codes depend on what kind of vehicle you are driving and where you are driving it. A SP20 endorsement on your licence will make it hard to find competitive car insurance. But, a specialist broker like Keith Michaels can help you get a better deal.
How You Got A SP20 Conviction Code
You will receive an SP20 endorsement on your licence for exceeding the speed limit in a vehicle that is not a goods vehicle or passenger vehicle. Examples of vehicles in this class include specialist vehicles, such as heavy plant machinery, street sweepers, or tanks. While often the result of an accident, conviction will result in points on your licence.
Penalties For Exceeding The Speed Limit In A Vehicle
If convicted, a SP20 conviction lasts for 4 years from the date of the offence. You will also receive 3-6 points on your driver’s licence, depending on the severity of the conviction . If you accrue 12 points within 3 years, you will be banned from driving.
Speed Limit Offences
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|SP20||Exceeding speed limit for type of vehicle (excluding goods or passenger vehicles)||3 – 6 points||4 Years from the date of the offence|
SP20 Car Insurance
Speeding convictions are often the result of a little transgression and not usually an intentional offence. Having a speeding conviction will make it harder to find affordable car insurance. A specialist speeding driver car insurance provider can help you arrange the best policy. Mistakes happen, we know this and we treat you like a person, not a policy number.
Failure to disclose any conviction is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more information for convicted drivers, click here.