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SP40 Car Insurance

Speeding conviction codes depend on what kind of vehicle you are driving and where you are driving it. A SP40 endorsement on your licence will make it hard to find competitive car insurance. But, a specialist broker like Keith Michaels can help you get a better deal.

How You Got A SP40 Conviction Code

You will receive an SP40 endorsement on your licence for exceeding the speed limit in a passenger vehicle, such as a common car or motorbike. While often the result of an accident, conviction will result in points on your licence.

Penalties For Exceeding Statutory Speed Limit In A Passenger Vehicle

If convicted, a SP40 conviction lasts for 4 years from the date of the offence. You will also receive 3-6 points on your driver’s licence, depending on the severity of the conviction . If you accrue 12 points within 3 years, you will be banned from driving.

Speed Limit Offences

Driving Licence Conviction Code Motoring Offence Penalty Points Duration Conviction Stays on your Licence
SP40 Exceeding passenger vehicle speed limit 3 – 6 points 4 Years from the date of the offence

Click here to view all motor conviction codes

SP40 Car Insurance

Speeding convictions are often the result of a little transgression and not usually an intentional offence. Having a speeding conviction will make it harder to find affordable car insurance. A specialist speeding driver car insurance provider can help you arrange the best policy. Mistakes happen, we know this and we treat you like a person, not a policy number.

Failure to disclose any conviction is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.

For more information for convicted drivers, click here.

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