Everyone’s opinion differs on what is defined as ‘fast’ when it comes to cars. And it’s no secret the faster your car is, the more your insurance premiums start to creep up (in combination with other factors of course). To get around the hefty insurance sums, you’ll need to find yourself a good middle ground – particularly if you’re young. So, here is our collection of nippy cars with cheap insurance that are ideal if you’re wanting a car that delivers enthusiastic performance without the excessive costs.
Audi A1 1.4 TFSI Sport
Insurance Group: 15
0-60 time: 8.7 secs
BHP: 120bhp
With its turbocharged 1.4 litre engine delivering 120 fizzy horses, the Audi A1 1.4 litre TFSI Sport is our lowest insurance group car on the list. With a 0-60 time of 8.7 secs, it’s no R8, but it’s hard working and cheap to insure.
Volkswagen Golf Match 2.0 litre Tdi Diesel
Insurance group: 16
0-60 time: 8.3 secs
BHP: 147bhp
A Golf with cheap insurance? Yes, it is possible if you find the right model. An example being the 2.0 litre Tdi Diesel. Packing 146bhp, it accelerates to 60 in 8.3secs and has a top speed of 134mph.
Mini Cooper 1.5 Petrol Hatchback
Insurance Group: 18
0-60 time: 7.6secs
BHP: 134bhp
We couldn’t leave Mini off our list. The Mini Cooper 1.5 litre hatchback has everything you could want from a Mini, with a willing 0-60 time of 7.6 seconds.
Vauxhall Astra 1.6T 16V SRi 5d – Our Pick
Insurance group: 19
0-60 time: 6.6 secs
BHP: 200bhp
This 200bhp Astra is our pick of the crop! Our fastest car on the list, with a swift 0-60 time of 6.6 seconds and a top speed of 146mph, it’s also cheap to insure. What a combination!
Suzuki Swift Sport 1.6 Petrol
Insurance Group: 19
0-60 time: 8.4 secs
BHP: 134bhp
The Suzuki Swift Sport is, like its name, a swift, fun car to drive with looks to match. Its 1.6 litre petrol engine produces 134bhp, giving the Swift Sport a 0-60 time of 8.4 seconds. Saving you time on the roads and money in the long run.
Renault Twingo Renaultsport
Insurance Group: 21
0-60 time: 8.4 secs
BHP: 131bhp
The cheapest of the Renaultsport family, the Twingo Renaultsport is a perfect, cheap entry level hot hatch that’ll crack along from 0-60 in an enthusiastic 8.4 seconds. The perfect way to own an RS without the expensive insurance.
Citroen DS3 1.6 THP 16V DSport +
Insurance Group: 22
0-60 time: 7.1 secs
BHP: 155bhp
Citroen’s core performance focus is its DSport range, and whilst it’s true the DSport is tepid compared to the 2010 DS3 Racing model, the 155bhp 1.6 litre THP DS3 is still quick, with a 0-60 time of 7.1 secs.