You need TS40 insurance from a specialist broker if you are convicted of Traffic Sign convictions. These will give you points on your licence. Having points on your licence for will cause your insurance to be more expensive. Insurers consider you an increased risk and will up premiums accordingly.
A TS40 endorsement is given when you are convicted of failing to comply with direction specifically given by a constable or duly appointed warden. This circumstance usually appears at the scene of an accident or similar sudden change in the highway that needs diversion.
If convicted, you will receive 3 points on your driver’s licence that will last for 4 years from the date of the offence. In addition, if you acquire 12 or more points within 3 years, you will be banned from driving.
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|TS40||Failing to comply with direction of a constable/warden||3 points||4 Years from the date of the offence|
At Keith Michaels we understand that convictions such as this can be the result of an accident or a momentary lapse in concentration. We specialise in getting the best deal on your car insurance. Mistakes happen, we know this and we treat you like a person, not a policy number.
Failure to disclose any conviction is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more handy information for convicted drivers, click here.