Drivers convicted of furious driving, will receive a DD90 endorsement on their driver’s licence. Drivers with reckless or furious driving endorsements will find that acquiring a competitive car insurance quote a considerable challenge. This is because of the increase risk you and the endorsement represent. Some car insurance companies may refuse to issue quotes for drivers with a DD90 endorsement.
Causes of a DD90 endorsement results from causing bodily harm by wanton or furious driving. In this instance ‘furious driving’ includes racing, one of the more common causes of a DD90 conviction in younger drivers. However, a conviction of furious driving is rare as assault or other reckless driving charges are generally preferred. But if the circumstances do result in a furious driving conviction, a DD90 endorsement on your licence will be the result.
If convicted of causing bodily harm by wanton or furious driving, your DD90 endorsement will remain on your licence for 4 years from the date of the conviction. You will also receive 3-11 points on your licence depending on the circumstances surrounding the offence. If you acquire more than 12 points on your licence within 3 years, you will also receive a driving ban.
|Driving Licence Conviction Code||Motoring Offence||Penalty Points||Duration Conviction Stays on your Licence|
|DD90||Furious driving||3 – 11 points||4 Years from the date of the conviction|
Because the DD90 endorsement can last for 4 years, that’s a very long time for younger drivers. A quote for car insurance from one of the more common insurers is likely to be very high. Insurers consider licences with DD90 endorsements a higher risk than drivers with a clean licence and increase premiums accordingly. One way to keep your premiums low is by getting quotes specifically for DD90 motor insurance policies. Our specialist brokers are happy to help with your search by finding the best insurance policy for the best possible price.
At Keith Michaels we treat you like a person, not a policy number. We can provide a range of competitive DD90 insurance quotes that are tailored to your personal situation, to keep your premium as representative as possible and back on the road as soon as possible.
It is essential that you disclose any and all convictions you have when shopping for car insurance. Failure to disclose is a breach of the law and will invalidate your insurance. Plus, if you are stopped by the police, you will receive a driving ban. This will make finding insurers willing to cover you in the future extremely difficult.
For more handy information for DD90 convicted drivers, click here.