INSURANCE FAQ
Here is a list of selected frequently asked questions about car insurance. If you have any questions or are looking for help in reducing the cost of your car insurance cover, give us a call on 0845 337 3380 (BT Local Rate).
What is NCB?
NCB - No Claims Bonus is a discount to your premium based on your insurance history. This can increase to a maximum discount of between 60% for 4 years to 70% for up to 9 years without claims. If you decide to take out a car insurance policy with us, you'll need to provide evidence of your no claim discount, which must have been earned on a private insurance policy.
What is an excess?
Excess is the extra cost you will have to pay in the event of a claim being made by you to your insurer. However, if the claim was due to an accident that was not your fault then you may be able to claim this excess back.
I have several points on my licence, am I eligible for car insurance cover?
We have hundreds of car insurance policies from over 50 insurers. This allows us to find you the best deal, whatever your personal circumstances.
Can I have car insurance for a personally imported car?
Yes, but only if the car is, or is going to be registered by the authorities in the UK. We can cater for models not supplied to the UK, for example a multitude of Imported Japanese vehicles.
Can I pay by instalments for my car insurance?
We accept instalments via Direct Debit, to make paying for your car insurance as easy as possible.
Can I get a discount for my driving history without a proven 'No claims bonus'?
Yes. We cater for drivers who have a previous history but are unable to supply proof from another insurance company. For example, a previous Company Car driver, a Named driver on another policy, Foreign driving history, Fleet drivers, etc.
Can I get a discount if I have any security fittings?
Alarms and immobilisers fitted to vehicles often qualify for discounts (although many cars are now required to have them by certain insurers). Thatcham approved security systems and Trackers are greatly encouraged.
Would my policy allow me to drive in Europe?
Yes, many of our insurers include driving in Europe without reference to ourselves. Please ensure your policy documentation covers this. If not, do contact us.
Can I get a family fleet insurance policy?
Two or more vehicles can be accommodated under a family fleet insurance policy including a mix of vehicles, e.g. one vehicle is a car and the other a van etc.
car insurance quote...
Call 0845 337 3380 (BT Local Rate)
Home Page
Page welcoming you to our cheap car insurance service. Cheap car insurance specialists offer cheap car insurance for sports car owners and convicted drivers. Contact our cheap car insurance specialists for a cheap car insurance rate.
Keith Michaels, cheap car insurance specialists
About Our Car Insurance Specialists
About our car insurance company and services in car insurance, motorcycle insurance, van insurance, fleet insurance and convicted driver insurance. Also a small introduction into a range of secondary products like breakdown cover, legal protection and credit facility.
About our car insurance specialists
High Performance Car Insurance
High Performance car insurance specialists provide high performance car insurance for sports performance cars like Ferrari, Aston Martin etc. Contact this high performance car insurance broker for a cheap high performance car insurance for your sports performance car.
High Performance Car Insurance
Japanese Import Car Insurance
Japanese import car insurance specialists provide Japanese import car insurance for Jap import cars. Contact this Japanese import car insurance broker for a cheaper Japanese import car insurance for your Jap imported car.
Luxury Car Insurance
Luxury car insurance specialists provide luxury car insurance for luxury cars like Bentley Arnage, Rolls Royce etc. Contact this luxury car insurance broker for a luxury car insurance quote for your luxury car.
Executive Car Insurance
Executive car insurance specialists offer executive car insurance for executive cars like BMW, Mercedes etc. Contact this executive car insurance broker for an executive car insurance quote for your executive car.
Hot Hatch Car Insurance
Hot hatch car insurance specialists provide hot hatch car insurance for hot hatch cars like GTI, GL etc. Contact this hot hatch car insurance broker for a cheaper hot hatch car insurance for your hot hatch car.
Insurance for Convicted Drivers
Specialists in insurance for convicted drivers provide insurance for convicted drivers. Contact our specialists in insurance for convicted drivers for an insurance for convicted drivers.
Insurance for Convicted Drivers
Motorbike Insurance Quotes
Motorbike insurance specialists provide competitive motorbike insurance quotes. Contact this motorbike insurance broker for competitive motorbike insurance quotes.
Company Fleet Insurance
Company fleet insurance specialists provide company fleet insurance services for companies with their fleet of vehicles. Contact this company fleet insurance broker for a company fleet insurance quote for your fleet of vehicles.
Commercial Van Insurance Quotes
Commercial van insurance specialists provide competitive commercial van insurance quotes. Contact this commercial van insurance broker for competitive commercial van insurance quotes.
Commercial Van Insurance Quotes
Car Insurance Quote
Our car insurance experts provide bespoke car insurance quotations. Our car insurance quotation form can be completed and we will then give you the best possible car insurance quotation we can provide.
Car Insurance Services
Our car insurance specialists also supply a full range of additional and complimentary products to ease your motoring. These currently include a Breakdown and Recovery service, Full Accident Management, and Credit Facilities.
Car Insurance FAQ
A list of selected frequently asked questions about car insurance. Are you looking for help in reducing the cost of your car insurance cover?
Contact Our Car Insurance Specialists
Contact information for people who are looking for help in reducing the cost of your car insurance cover or require further information on our car insurance service.





